Experian Team

Experian Team

The Experian Team is made up of experts across many financial verticals including credit, identity theft, insurance, banking and more. Articles published by the Experian Team are written by these subject matter experts and reviewed by our internal team of editors and fact checkers.

Popular articles from Experian

Update the Phone Number on Your Credit Report

Dear Experian, I need to update my phone number on my credit report. – MHN

Aug 27, 2014Dispute

Submit Disputes Online or by Telephone

Jul 13, 2016Dispute

What Does “Account Closed at Credit Grantor’s Request” Mean on My Credit Report?

Jan 26, 2017Closed accounts

Removing Account in Dispute Notation

Jul 14, 2016Dispute

What to Do If You Cannot Access Your Online Credit Report

Apr 25, 2017Report advice

What Is a Credit Builder Loan?

May 16, 2017Establishing credit

The latest from our experts

What You Need to Know About Buy Now, Pay Later at Experian

Buy now, pay later (BNPL) is a financing option offered at online and in-store checkouts a...

Mar 15, 2024Personal finance

The Impact of a Voluntary Vehicle Surrender

Dear Experian, I am considering a voluntary vehicle surrender. What ramifications can I ex...

Dec 29, 2018Repossession

Impact of Paying Off Mortgage and Renting on Credit Scores

Dear Experian, We purchased a house four years ago and sold it recently for more than we m...

Aug 30, 2018Rentals

The Meaning of “Derogatory Public Record”

Dear Experian, My credit score states “time since derogatory public record or collection i...

Aug 13, 2018Negative information

Updating Credit Report to Show Bankruptcy Is Discharged

Dear Experian, My bankruptcy was discharged one to two months following when it was filed....

Aug 6, 2018Bankruptcy

Can Accounts Included in Bankruptcy Be Deleted?

Dear Experian, There is an account appearing on my credit report that was included in my b...

Jun 6, 2018Bankruptcy

Closed Credit Card Accounts Showing on Credit Report

Dear Experian, All my credit cards are paid in full and closed but still showing revolving...

Jun 4, 2018Closed accounts

Contact Information for Medical Collection Accounts

Dear Experian, On my credit report there are two collection items. One says Medical Paymen...

May 8, 2018Collections

Mistakenly Reported as Deceased

I am listed as deceased on my credit history. How can I change that?

Apr 24, 2018Dispute

Removing Inquiries for Multiple Loan Applications

Dear Experian, While looking for a new car the auto dealer shopped the best rate for a loa...

Apr 12, 2018Inquiry

How a Transferred Mortgage Account May Impact Credit Scores

Dear Experian, My home mortgage was sold by the lender to another bank. My credit report i...

Apr 3, 2018Mortgage

Impact of Missed Payments and Mortgage Modification

Dear Experian, I’m considering entering into a six month reduced payment plan with my mort...

Mar 20, 2018Mortgage