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Geoff Williams

Geoff Williams

Geoff Williams has been a freelance journalist since the 1990s, writing extensively about personal finance and small business issues. He has written for U.S. News & World Report, The Wall Street Journal, CNNMoney.com, Consumer Reports, Reuters and many more publications. Williams is also the author of several books and writes a classic-TV blog called The TV Professor. Williams lives in Loveland, Ohio, with his two daughters, when they aren’t away at college.

Latest articles from Geoff

6 Ways to Use Your Annual Bonus

An annual employee bonus can feel like a reason to go on a spending spree. Here are six wa...

Feb 26, 2024Personal finance

Liability vs. Full Coverage Car Insurance: Which Is Better?

Full coverage premiums are higher, but you could end up paying more out of pocket if somet...

Feb 21, 2024Auto insurance

Can You Lease a Used Car?

Leasing a used vehicle could net you lower monthly payments over buying used. However, you...

Dec 30, 2023Auto loans

What Is a Routing Number?

A routing number helps match your bank account with a check or online payment you've made....

Dec 28, 2023Checking account

What Happens if You Lie on a Loan Application?

Lying on a loan application can have a range of consequences, including being denied or ev...

Dec 8, 2023Loan basics

What Is the Difference Between ACH and Wire Transfers?

Time is money, including when you're weighing whether to choose an ACH or a wire transfer....

Nov 21, 2023Checking account

What Is an Equity Fund?

Looking for a path toward building wealth? Consider an equity fund.

Nov 15, 2023Investing

4 Risks of Not Having Homeowners Insurance

Not having homeowners insurance can be risky. Here are four things you may face if you can...

Nov 5, 2023Home insurance

How to Open a Student Checking Account

Student checking accounts are offered by banks and credit unions to high school and colleg...

Oct 20, 2023Checking account

What Is a Multicurrency Checking Account?

Multicurrency checking accounts may be beneficial if you travel often or do business in fo...

Sep 24, 2023Checking account

What Happens if You Die Without a Will

If you die without a will, a court decides what happens with your property. To avoid this,...

Aug 18, 2023Death of a relative

How to Cash a Check

Cashing a check is a simple process. Sign the check, visit your bank and exchange the chec...

Aug 14, 2023Checking account

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