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Credit repair

Find out how to repair damaged credit, avoid credit repair scams and rebuild a positive credit history.

Editors' picks

A concerned man looking at his finances on the couch.

How to Repair Your Credit in 11 Steps

Karen Axelton profile imageBy Karen Axelton
Oct 9, 2024
Happy young couple using laptop computer while sitting in front of the house, Couple relaxing and spending time together in backyard at home.

How Does Credit Repair Work?

Ben Luthi profile imageBy Ben Luthi
Jun 3, 2024
A woman thinking while reading on a computer in the office.

Should You Use a Credit Repair Service?

Ben Luthi profile imageBy Ben Luthi
Apr 17, 2024

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What others are reading

A frustrated woman is making a phone call with an open laptop

What Is a Credit Privacy Number (CPN)?

Can getting a CPN, or credit privacy number, really help you repair your credit? Find out ...

Karen Axelton profile imageBy Karen Axelton
Aug 11, 2023

What Is a 609 Dispute Letter?

Jim Akin profile imageBy Jim Akin
Aug 19, 2019

Credit Repair: How to “Fix” Your Credit Yourself

Ben Luthi profile imageBy Ben Luthi
Jan 12, 2021

What Is Credit Card Piggybacking?

Jim Akin profile imageBy Jim Akin
Nov 10, 2023

Can You Pay to Have Your Credit Fixed?

John Ulzheimer profile imageBy John Ulzheimer
May 23, 2020

How Long Does It Take to Repair Your Credit?

Jennifer White profile imageBy Jennifer White
Mar 31, 2021

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The latest from our experts

How Much Does Credit Repair Cost?

Credit repair companies may charge $70 to $150 monthly, plus a setup fee after they create...

Jim Akin profile imageBy Jim Akin
May 25, 2024

Can Credit Repair Companies Remove Hard Inquiries?

Credit repair companies cannot remove legitimate hard inquiries, and they can't remove bog...

Jim Akin profile imageBy Jim Akin
Jan 13, 2024

How Long Will It Take to Repair My Credit History?

If you file a dispute to address a credit report inaccuracy, federal law requires the cred...

Jim Akin profile imageBy Jim Akin
Sep 28, 2023

How to Spot and Avoid Credit Repair Scams

Be careful when you pay for credit repair—it might not work out like you planned. They may...

Louis DeNicola profile imageBy Louis DeNicola
Jan 15, 2023

Can Credit Repair Companies Remove Late Payments?

Credit repair companies may promise to remove late payments—but they have no more power th...

John Ulzheimer profile imageBy John Ulzheimer
Apr 26, 2020

Can Piggybacking Credit Help Me Get a Mortgage?

Piggybacking—or becoming an authorized user of someone else's credit card—can briefly lift...

Jim Akin profile imageBy Jim Akin
Jun 29, 2019

How to Restore Your Credit Score

Dear Experian, I just paid the last bill off my credit in May of this year. If there is no...

Experian Team profile imageBy Experian Team
Jan 23, 2018

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