See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 2
Dealing with property damage is often an inevitable part of renting out a home or apartmen...
If you have a mortgage, you might have an escrow account to go with it. If your monthly mo...
The average home equity line of credit (HELOC) rate is 8.27%, and the average home equity ...
Inflation can affect mortgage rates in a few different ways, both directly and indirectly....
When buying a home, it’s important to consider immediate and long-term costs to avoid fina...
The cost of purchasing a home can be a real roadblock for first-time buyers. As of May 202...
If you’re looking to purchase a new home, you’ll need to decide what type of property you ...
The average 10-year mortgage rate is 5.48 % as of August 2025, according to Zillow. While ...
The average 15-year mortgage rate is 6.04% in August 2025, according to Curinos data. Whil...
Closing on a home purchase doesn’t always happen on schedule, and it may cause you to go b...
An FHA mortgage insurance premium is a fee paid by all FHA borrowers. FHA loans, or loans ...
The average FHA loan rate for a 30-year mortgage is 6.42% in August 2025, according to dat...
The average 20-year mortgage rate is 6.41%, according to Zillow data in August 2025. Howev...
The average five-year adjustable-rate mortgage (ARM) rate nationally is 7.89% in July 2025...
When shopping for a mortgage, make sure to ask your lender about mortgage types, loan requ...
Whether you want to secure a lower interest rate or tap into your home’s equity, a VA refi...
First-time homebuyer programs differ from state to state. But they typically include affor...
Government-backed mortgages like Federal Housing Administration (FHA) loans are intended t...
The average 30-year fixed refinance mortgage rate is 7.15% in August 2025, according to Cu...
A home equity line of credit (HELOC) can give you access to a large amount of money at a l...
The average 30-year jumbo mortgage rate is 6.87% in August 2025, according to Optimal Blue...
The average 5-year/6-month adjustable-rate mortgage (ARM) interest rate is 6.63% in August...
If you’re unable to pay your mortgage, or in a situation where you owe more on your home t...
The average interest rate on a 30-year fixed-rate VA loan is 6.21%, according to Optimal B...
Is 2025 a good time to refinance to a 15-year mortgage? The average 15-year refinance rate...
You can have up to 10 conventional mortgages for second homes and investment properties, b...
If you’re planning to buy a second home, expect a slightly higher mortgage rate than what ...
If you’ve got your eye on an expensive property, a conforming loan may not be large enough...
If you have an adjustable-rate mortgage, or are planning on getting one, the Constant Matu...
Between saving a down payment, making an offer and securing a mortgage, you'll want to mak...
HELOCs are one tool you can use to pay off credit card debt, but they're not the right opt...
Private mortgage insurance increases your monthly mortgage payment. Fortunately, there are...
When you apply for a mortgage, the lender may request a letter of explanation that provide...
If you’ve built equity in your home, an FHA cash-out refinance could be a way to turn some...
When buying a home, the upfront and ongoing costs of a mortgage can vary significantly. Th...
Buying and selling a house at the same time can be daunting for many homeowners. However, ...
Refinancing your home mortgage could help you get a lower interest rate, a shorter loan te...
Closing costs are upfront payments you must make when you finalize a home purchase. The co...
If you have a mortgage loan or you’re considering applying for one, understanding amortiza...
Saving for a home down payment, qualifying for a mortgage and covering closing costs isn’t...
Refinancing a mortgage involves replacing your current home loan with a new one. In the pr...
For first-time homebuyers, condominiums can be an affordable way to get onto the first run...
Loss mitigation options such as forbearance or loan modification offer alternatives to for...
A mortgage APR is the total cost of taking out a home loan. It includes the interest rate,...
If you’re thinking about selling your home in the near future, here are some steps to guid...
A first-lien HELOC is a line of credit that replaces your existing mortgage with a traditi...
A home equity line of credit (HELOC) is a type of revolving credit that lets you tap the e...
Closing on a house generally takes 30 and 60 days, but you must understand the process and...
If you’re preparing to put your home on the market or take out a second mortgage, knowing ...
Closing costs associated with FHA loans—mortgages backed by the Federal Housing Administra...
Between your primary mortgage loan and a second mortgage, you can typically borrow up to 8...
If you have a home loan, your loan servicer should send you a monthly mortgage statement. ...
A big part of the divorce process is dividing up any assets and debts that were acquired d...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
By Tim Maxwell
