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When buying a home, the upfront and ongoing costs of a mortgage can vary significantly. Th...
Buying and selling a house at the same time can be daunting for many homeowners. However, ...
Refinancing your home mortgage could help you get a lower interest rate, a shorter loan te...
Closing costs are upfront payments you must make when you finalize a home purchase. The co...
If you have a mortgage loan or you’re considering applying for one, understanding amortiza...
Saving for a home down payment, qualifying for a mortgage and covering closing costs isn’t...
Refinancing a mortgage involves replacing your current home loan with a new one. In the pr...
For first-time homebuyers, condominiums can be an affordable way to get onto the first run...
Loss mitigation options such as forbearance or loan modification offer alternatives to for...
A mortgage APR is the total cost of taking out a home loan. It includes the interest rate,...
If you’re thinking about selling your home in the near future, here are some steps to guid...
A first-lien HELOC is a line of credit that replaces your existing mortgage with a traditi...
A home equity line of credit (HELOC) is a type of revolving credit that lets you tap the e...
Closing on a house generally takes 30 and 60 days, but you must understand the process and...
If you’re preparing to put your home on the market or take out a second mortgage, knowing ...
Closing costs associated with FHA loans—mortgages backed by the Federal Housing Administra...
Between your primary mortgage loan and a second mortgage, you can typically borrow up to 8...
If you have a home loan, your loan servicer should send you a monthly mortgage statement. ...
A big part of the divorce process is dividing up any assets and debts that were acquired d...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
Mortgages and home renovation loans allow you to customize your home to meet your needs. Y...
Wholesale mortgage lenders offer mortgage loans through a third party. They don’t typicall...
Applying for a mortgage online is a way to quickly compare loan offers from multiple lende...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Closing costs are the fees a seller must pay to sell their house; they're deducted from th...
Cash-out refinance loans typically come with higher interest rates than traditional rate-a...
Navigating a divorce is hard enough—but owning a home with your former partner complicates...
From getting preapproved for a mortgage to closing on your home loan, you’ll likely work w...
You may be able to borrow against the equity in your home to buy a second property, like a...
If you’ve lived in your home for a few years, chances are you’re sitting on significant—an...
While an auto loan might be the obvious choice for financing a car, it’s also possible—but...
A mortgage rate lock is when your lender agrees to keep your interest rate the same until ...
If you sell your home through a short sale, you may have to satisfy a waiting period befor...
Mortgages commonly require at least some amount of money upfront, but scraping together a ...
Unless you’re flush with cash, borrowing money may be the best option to pay for costly ho...
Home repairs are a necessary part of homeownership—and they can be costly. But you may be ...
As of 2022, the tax deduction for private mortgage insurance (PMI) has expired, though you...
Savings and loan associations (S&Ls) offer deposit accounts and mortgages, much like any b...
Mortgage deferment is short-term financial relief available on some loans, by which you po...
There are several key differences between a 10/1 adjustable-rate mortgage (ARM) and a 30-y...
Reverse mortgages allow you to borrow money using your home as collateral. The money you b...
You can get a home equity line of credit (HELOC) on an investment property just as you can...
Getting an FHA construction loan involves working with a licensed builder to design your h...
A deed of trust is a legal document that establishes property as collateral for a home loa...
A mortgage lien gives the lender a claim on your property as collateral for taking out you...
A vacation home can give you a personal escape you can enjoy whenever you want without hav...
Buying your first home is an exciting milestone, but the process can feel overwhelming. As...
Lots of lingo gets thrown around in the mortgage business. One phrase you might come acros...
A down payment isn’t required to refinance a home, but you’ll typically pay closing costs ...
One of the biggest obstacles to homeownership is coming up with a large down payment. Many...
The Federal Reserve doesn’t set mortgage rates, but its operations do have an indirect imp...
You thought your mortgage was settled years ago. Then one day, a collector shows up saying...
Using a home equity loan for debt consolidation involves borrowing against the equity of y...
A 10/1 ARM will lock in your mortgage rate for the first decade of your loan term. After t...
By Emily Starbuck Gerson
