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Mortgages commonly require at least some amount of money upfront, but scraping together a ...
Unless you’re flush with cash, borrowing money may be the best option to pay for costly ho...
Home repairs are a necessary part of homeownership—and they can be costly. But you may be ...
As of 2022, the tax deduction for private mortgage insurance (PMI) has expired, though you...
Savings and loan associations (S&Ls) offer deposit accounts and mortgages, much like any b...
Mortgage deferment is short-term financial relief available on some loans, by which you po...
There are several key differences between a 10/1 adjustable-rate mortgage (ARM) and a 30-y...
Reverse mortgages allow you to borrow money using your home as collateral. The money you b...
You can get a home equity line of credit (HELOC) on an investment property just as you can...
Getting an FHA construction loan involves working with a licensed builder to design your h...
A deed of trust is a legal document that establishes property as collateral for a home loa...
A mortgage lien gives the lender a claim on your property as collateral for taking out you...
A vacation home can give you a personal escape you can enjoy whenever you want without hav...
Buying your first home is an exciting milestone, but the process can feel overwhelming. As...
Lots of lingo gets thrown around in the mortgage business. One phrase you might come acros...
A down payment isn’t required to refinance a home, but you’ll typically pay closing costs ...
One of the biggest obstacles to homeownership is coming up with a large down payment. Many...
The Federal Reserve doesn’t set mortgage rates, but its operations do have an indirect imp...
You thought your mortgage was settled years ago. Then one day, a collector shows up saying...
Using a home equity loan for debt consolidation involves borrowing against the equity of y...
A 10/1 ARM will lock in your mortgage rate for the first decade of your loan term. After t...
VA loans—mortgages issued by or with the backing of the U.S. Department of Veterans Affair...
A no-closing-cost mortgage either rolls your closing costs into your monthly payment or co...
If you’re in the market for a new home, you’ll likely finance the purchase with a mortgage...
Lender credits can make homeownership more accessible by reducing the upfront costs you pa...
There are several different types of mortgage lenders, each with a different way of doing ...
A broker price opinion, or BPO, is a quick, informal estimate of the value of a property. ...
VA loans are a benefit designed to help veterans buy homes. But are they your best option?...
If you’re like most homebuyers—nearly three quarters of them—then you’ll need a mortgage l...
Want to build your dream home? A construction-to-permanent loan can help you finance both ...
If there’s still a mortgage on your home when you pass away, your lender doesn’t just forg...
When it comes to home loans, homebuyers have options. With a 7/1 adjustable-rate mortgage ...
A home is a significant purchase, and even a slightly higher interest rate on a mortgage l...
Mortgage protection insurance (MPI) and standard life insurance can both pay down your mor...
Both FHA and conventional loans can provide the financing you need to purchase a home, but...
If your home needs repairs to improve accessibility, remove safety hazards or make other e...
Most homebuyers get preapproved for a mortgage before making an offer—and for good reason....
Mortgages with low interest rates remain hard to come by, and scraping together a sufficie...
A balloon mortgage is a short-term mortgage that has low initial monthly payments and a la...
The first-time homebuyer tax credit was a refundable tax credit available to new homeowner...
Being a first-time homebuyer doesn’t necessarily mean you’ve never owned a home. To qualif...
There are many ways you can pay your mortgage, including online, by phone, by mail and via...
Here’s what you need to know about how tariffs work and how they may affect your wallet.
Property deeds are legal documents that identify property ownership and record property tr...
A deed of reconveyance is a document that represents a transfer of ownership from your mor...
When reviewing mortgage documents, remember that the mortgagor is the borrower and the mor...
If you’re in the market for a new home but don’t have a W-2 or recent pay stubs you can sh...
Mortgage recasting allows you to lower your monthly mortgage payments without refinancing,...
Homebuyers shopping for a mortgage enjoy several lending options. Among them is a 5/1 adju...
A bank-owned property, also known as a real estate-owned (REO) property, is a home that be...
A bank statement loan is a mortgage type that self-employed individuals and business owner...
Home loans aren’t exactly known for their flexibility. To qualify for one, you have to mee...
FHA loans from the Federal Housing Administration make homeownership more accessible for b...
A mortgage broker connects you with multiple lenders and loan offers to help you find the ...
By Emily Starbuck Gerson
