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Refinance

Learn how to refinance your mortgage so you can reduce your interest rate or lower your payments.

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The latest from our experts

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

A cash-out refinance and home equity loan are financing options to access your equity as c...

Tim Maxwell profile imageBy Tim Maxwell
Sep 9, 2024

Can I Refinance if I’m Behind on Mortgage Payments?

While it's challenging to refinance your home with late payments, it is possible. Discover...

Tim Maxwell profile imageBy Tim Maxwell
Feb 13, 2024

Can You Refinance an Adjustable-Rate Mortgage?

You can refinance an adjustable-rate mortgage (ARM). This allows you to buy a home with a ...

Louis DeNicola profile imageBy Louis DeNicola
Aug 8, 2023

Should You Refinance Your Home to Pay Off Debt?

Refinancing your home is a popular option to pay off other debts, but doing so comes with ...

Tim Maxwell profile imageBy Tim Maxwell
May 28, 2023

5 Types of Mortgage Refinances

Refinancing a mortgage means choosing amongst a variety of options. Here are the most comm...

Geoff Williams profile imageBy Geoff Williams
Apr 8, 2023

7 Reasons Not to Refinance Your Home

If you’re thinking about refinancing your mortgage, here are some situations where it migh...

Ben Luthi profile imageBy Ben Luthi
Dec 4, 2022

What Is a “Cash-In” Refinance?

In a cash-in refinance, you replace your existing mortgage with a new one and make a lump-...

Jim Akin profile imageBy Jim Akin
Nov 23, 2022

What Is a Rate-and-Term Refinance?

Need a lower interest rate and monthly payment? Want to make your loan term shorter or lon...

Tim Maxwell profile imageBy Tim Maxwell
Oct 26, 2022

Should You Refinance With the Same Lender?

If you’re thinking about switching mortgage lenders through refinancing, here’s what you n...

Ben Luthi profile imageBy Ben Luthi
Oct 18, 2022

Is an FHA Streamline Refinance a Good Idea?

An FHA streamline refinance can help you replace a current FHA mortgage with a new one tha...

Jim Akin profile imageBy Jim Akin
Sep 3, 2022

Pros and Cons of Refinancing Your Home

Refinancing your home can be worthwhile if a lower interest rate will offset closing costs...

Brianna McGurran profile imageBy Brianna McGurran
Aug 3, 2022

How Loan Amortization Can Affect Your Decision to Refinance

An amortization calculator can provide a lot of important information about your mortgage ...

Tim Maxwell profile imageBy Tim Maxwell
Apr 27, 2022

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