How Good Is a Credit Score of 660?

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Experian, TransUnion and Equifax now offer all U.S. consumers free weekly credit reports through AnnualCreditReport.com.

Dear Experian,

How good is a credit score of 660?

- GRG

Dear GRG,

A credit score of 660 falls a little below the national average. While there are many different credit scoring models available, the average score as calculated by the VantageScore^® model currently is around 685, with the average FICO^® Score^☉ around 700.

How Can I Improve My Score?

If you are trying to improve your credit scores, don't be discouraged. There are ways to keep your scores moving in the right direction. Here are some steps you can take to begin boosting your credit:

Request your credit report. You can get your free credit report from each of the three credit reporting companies (Experian, TransUnion and Equifax) at AnnualCreditReport.com. Knowing exactly what is in your credit reports is the first step in improving your credit.
Order your free credit score. You can get your free Experian credit score online anytime. You can also download the Experian mobile app to access your report and score from your mobile device.
Review your risk factors. You will receive a list of risk factors with your credit score. These will tell you which elements from your credit history are most impacting scores at this time. Improving on these factors will help you improve all your credit scores.
Consider signing up for Experian Boost^®^ø. With Experian Boost, you can get credit for your on-time utility payments, such as natural gas, water and electricity. You can also add your on-time cellphone payments and even your video streaming bills, such as Netflix^®, to your credit file.

With your permission, Experian will add these payments going back up to 24 months. You will get a FICO^® 8 score for free before and after you add the payments to your Experian credit report so you can see how much it changes when you use Experian Boost.

If at any time you no longer want these payments included in your credit history, you can discontinue them.

Although anyone can benefit from Experian Boost, people with credit scores below 680 and those with "thin files" typically see the most improvement—an average of about 19 points.

Thanks for asking.

Jennifer White, Consumer Education Specialist

This question came from a recent Periscope session we hosted.

How Good Is Your Credit Score?

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580 credit score 581 credit score 582 credit score 583 credit score 584 credit score 585 credit score 586 credit score 587 credit score 588 credit score 589 credit score 590 credit score 591 credit score 592 credit score 593 credit score 594 credit score 595 credit score 596 credit score 597 credit score 598 credit score 599 credit score 600 credit score 601 credit score 602 credit score 603 credit score 604 credit score 605 credit score 606 credit score 607 credit score 608 credit score 609 credit score 610 credit score 611 credit score 612 credit score 613 credit score 614 credit score 615 credit score 616 credit score 617 credit score 618 credit score 619 credit score 620 credit score 621 credit score 622 credit score 623 credit score 624 credit score 625 credit score 626 credit score 627 credit score 628 credit score 629 credit score 630 credit score 631 credit score 632 credit score 633 credit score 634 credit score 635 credit score 636 credit score 637 credit score 638 credit score 639 credit score 640 credit score 641 credit score 642 credit score 643 credit score 644 credit score 645 credit score 646 credit score 647 credit score 648 credit score 649 credit score 650 credit score 651 credit score 652 credit score 653 credit score 654 credit score 655 credit score 656 credit score 657 credit score 658 credit score 659 credit score 660 credit score 661 credit score 662 credit score 663 credit score 664 credit score 665 credit score 666 credit score 667 credit score 668 credit score 669 credit score

670 credit score 671 credit score 672 credit score 673 credit score 674 credit score 675 credit score 676 credit score 677 credit score 678 credit score 679 credit score 680 credit score 681 credit score 682 credit score 683 credit score 684 credit score 685 credit score 686 credit score 687 credit score 688 credit score 689 credit score 690 credit score 691 credit score 692 credit score 693 credit score 694 credit score 695 credit score 696 credit score 697 credit score 698 credit score 699 credit score 700 credit score 701 credit score 702 credit score 703 credit score 704 credit score 705 credit score 706 credit score 707 credit score 708 credit score 709 credit score 710 credit score 711 credit score 712 credit score 713 credit score 714 credit score 715 credit score 716 credit score 717 credit score 718 credit score 719 credit score 720 credit score 721 credit score 722 credit score 723 credit score 724 credit score 725 credit score 726 credit score 727 credit score 728 credit score 729 credit score 730 credit score 731 credit score 732 credit score 733 credit score 734 credit score 735 credit score 736 credit score 737 credit score 738 credit score 739 credit score

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How Good Is a Credit Score of 660?

How good is a credit score of 660?

Dear GRG,

How Can I Improve My Score?

What Makes a Good Credit Score?

How Good Is Your Credit Score?

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How good is a credit score of 660?

Dear GRG,

How Can I Improve My Score?

What Makes a Good Credit Score?

How Good Is Your Credit Score?

Resources

Latest Research

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