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Best rewards cards of 2026

Compare cards from our partners that earn points, cash back or miles on everyday spending.

Offers from our partners

Citi Double Cash® Card

Intro APR:0% for 18 months on Balance Transfers

Ongoing APR:17.49% - 27.49% (Variable)

Rewards:2% (cash back)

Annual Fee:$0

Blue Cash Everyday® Card from American Express

Intro bonus:As High As $200 Cash Back. Find Out Your Offer.

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 3% (cash back)

Annual Fee:$0

Discover it® Chrome

Intro bonus:Cashback Match™

Intro APR:0% intro APR for 6 Months on Purchases and 0% intro APR for 18 Months on Balance Transfers

Ongoing APR:17.49% - 26.49% Variable APR

Rewards:1% - 2% (cash back)

Annual Fee:$0

American Express Platinum Card®

Intro bonus:As high as 175,000 points. Find out your offer.

Ongoing APR:See Pay Over Time APR

Rewards:1x - 5x (Points per dollar)

Annual Fee:$895

Wells Fargo Active Cash® Card

Intro bonus:$200

Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Ongoing APR:18.49%, 24.49%, or 28.49% Variable APR

Rewards:2% (Cash Rewards)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:29.99%*

Rewards:2% (cash back)

Annual Fee:$0*

Credit One Bank American Express® Card for Rebuilding Credit

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$75 First year. $99 thereafter, billed monthly at $8.25

Blue Cash Preferred® Card from American Express

Intro bonus:As High As $300 Cash Back. Find Out Your Offer.

Intro APR:0% on Purchases and Balance Transfers for 12 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 6% (cash back)

Annual Fee:$0 intro annual fee for the first year, then $95.

American Airlines AAdvantage® MileUp® Card

Intro APR:0% for 15 months on Balance Transfers

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$0*

First Latitude Secured Mastercard® Cash Back Rewards

Ongoing APR:27.49% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$0

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$99, waived for first 12 months

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$75*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:Introductory fee of $75 for the first year. After that, $99 annually.*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$39*

First Progress Prestige Secured Mastercard® Cash Back Rewards

Ongoing APR:13.49% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$49

Credit One Bank® Premier American Express® Credit Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$39

Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards

Ongoing APR:29.74% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$95

Marriott Bonvoy Brilliant® American Express® Card

Intro bonus:200,000 Points

Ongoing APR:19.49%-28.49% Variable

Rewards:2x - 6x (Points per dollar)

Annual Fee:$650

Delta SkyMiles® Reserve American Express Card

Intro bonus:100,000 Miles

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 3x (Miles per dollar)

Annual Fee:$650

Delta SkyMiles® Gold American Express Card

Intro bonus:70,000 Miles

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 2x (Miles per dollar)

Annual Fee:$0 introductory annual fee for the first year, then $150.

Credit One Bank® Premier American Express® Unlimited Rewards Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$0

Delta SkyMiles® Platinum American Express Card

Intro bonus:80,000 Miles

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 3x (Miles per dollar)

Annual Fee:$350

Delta SkyMiles® Blue American Express Card

Intro bonus:10,000 Miles

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 2x (Miles per dollar)

Annual Fee:$0

Marriott Bonvoy Bevy® American Express® Card

Intro bonus:175,000 Points

Ongoing APR:19.49%-28.49% Variable

Rewards:2x - 6x (Points per dollar)

Annual Fee:$250

GO REWARDS® Credit Card logo.

GO REWARDS® Credit Card

Ongoing APR:9.99% - 18% Variable

Rewards:1x - 3x (Points per dollar)

Annual Fee:$0

One Key™ Card logo.

One Key™ Card

Intro bonus:$400

Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR

Rewards:1.5x - 3x (Points per dollar)

Annual Fee:$0

One Key+™ Card logo.

One Key+™ Card

Intro bonus:$600

Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR

Rewards:2x - 3x (Points per dollar)

Annual Fee:$99

Avant® Cashback Rewards Mastercard® - With A Higher Credit Limit logo.

Avant® Cashback Rewards Mastercard® - With A Higher Credit Limit

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$125*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$0*

See all our best rewards credit cards for 2026.

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About the author

Allison Martin is a Certified Financial Education Instructor (CFEI), syndicated financial writer and author. Her work has been featured in The Wall Street Journal, ABC, MSN Money, Yahoo! Finance, Fox Business, Investopedia, The Simple Dollar and a host of other publications.

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