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Best rewards cards of 2026

Compare cards from our partners that earn points, cash back or miles on everyday spending.

Offers from our partners

Citi Double Cash® Card

Intro APR:0% for 18 months on Balance Transfers

Ongoing APR:17.49% - 27.49% (Variable)

Rewards:2% (cash back)

Annual Fee:$0

Blue Cash Everyday® Card from American Express

Intro bonus:You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 3% (cash back)

Annual Fee:$0

Capital One Quicksilver Secured Cash Rewards Credit Card

Ongoing APR:28.99% (Variable)

Rewards:1.5% - 5% (cash back)

Annual Fee:$0

Discover it® Cash Back

Intro bonus:INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Intro APR:0% intro APR for 15 months on Purchases and Balance Transfers

Ongoing APR:17.49% - 26.49% Variable APR

Rewards:1% - 5% (cash back)

Annual Fee:$0

The opensky® Secured Visa® Credit Card

Ongoing APR:23.89% Variable

Rewards:10% (cash back)

Annual Fee:$35

American Airlines AAdvantage® MileUp® Card

Intro APR:0% for 15 months on Balance Transfers

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$0

Credit One Bank® Secured Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$0*

Capital One Venture X Rewards Credit Card

Intro bonus:75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening

Ongoing APR:19.49% - 28.49% (Variable)

Rewards:2x - 10x (Miles per dollar)

Annual Fee:$395

Capital One VentureOne Rewards Credit Card

Intro bonus:20,000 Miles once you spend $500 on purchases within 3 months from account opening

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:18.49% - 28.49% (Variable)

Rewards:1.25x - 5x (Miles per dollar)

Annual Fee:$0

First Latitude Secured Mastercard® Cash Back Rewards

Ongoing APR:27.49% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$0

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$99, waived for first 12 months

Capital One Quicksilver Student Cash Rewards Credit Card

Intro bonus:Earn $50 Cash Back when you spend $100 in the first three months

Ongoing APR:18.49% - 28.49% (Variable)

Rewards:1.5% - 5% (cash back)

Annual Fee:$0

Credit One Bank® Premier American Express® Credit Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$39

Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards

Ongoing APR:29.74% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$95

Hilton Honors American Express Card

Intro bonus:Earn 70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026.

Ongoing APR:19.49%-28.49% Variable

Rewards:3x - 7x (Points per dollar)

Annual Fee:$0

Marriott Bonvoy Brilliant® American Express® Card

Intro bonus:Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Ongoing APR:19.49%-28.49% Variable

Rewards:2x - 6x (Points per dollar)

Annual Fee:$650

Discover it® Miles

Intro bonus:UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.

Intro APR:0% intro APR for 15 months on Purchases and Balance Transfers

Ongoing APR:17.49% - 26.49% Variable APR

Rewards:1.5x (Miles per dollar)

Annual Fee:$0

Delta SkyMiles® Reserve American Express Card

Intro bonus:Earn 100,000 Bonus Miles after you spend $6,000 in purchases with your new Card, and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card, both within your first 6 months. Ends 04/01/2026.

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 3x (Miles per dollar)

Annual Fee:$650

Credit One Bank® Premier American Express® Unlimited Rewards Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$0

Delta SkyMiles® Platinum American Express Card

Intro bonus:Earn 80,000 Bonus Miles after you spend $4,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 04/01/2026.

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 3x (Miles per dollar)

Annual Fee:$350

Hilton Honors American Express Surpass® Card

Intro bonus:Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026.

Ongoing APR:19.49%-28.49% Variable

Rewards:3x - 12x (Points per dollar)

Annual Fee:$150

Delta SkyMiles® Blue American Express Card

Intro bonus:Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 2x (Miles per dollar)

Annual Fee:$0

cashRewards Credit Card logo.

cashRewards Credit Card

Ongoing APR:10.65% - 18% Variable

Rewards:1.5% (cash back)

Annual Fee:$0

GO REWARDS® Credit Card logo.

GO REWARDS® Credit Card

Ongoing APR:9.99% - 18% Variable

Rewards:1x - 3x (Points per dollar)

Annual Fee:$0

Capital One® Quicksilver® Cash Rewards Credit Card logo.

Capital One® Quicksilver® Cash Rewards Credit Card

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:15.49% - 25.49% (Variable)

Rewards:1-10% (cash back)

Annual Fee:$0

Citi Double Cash® Card logo.

Citi Double Cash® Card

Intro APR:0% for 18 months on Balance Transfers

Ongoing APR:18.24% - 28.24% (Variable)

Rewards:2% (cash back)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® - With A Higher Credit Limit logo.

Avant® Cashback Rewards Mastercard® - With A Higher Credit Limit

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$125*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$0*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$75*

See all our best rewards credit cards for 2026.

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About the author

Allison Martin is a Certified Financial Education Instructor (CFEI), syndicated financial writer and author. Her work has been featured in The Wall Street Journal, ABC, MSN Money, Yahoo! Finance, Fox Business, Investopedia, The Simple Dollar and a host of other publications.

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