Bank of America® Unlimited Cash Rewards credit card for Students

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Bank of America® Unlimited Cash Rewards credit card for Students logo.

Bank of America® Unlimited Cash Rewards credit card for Students

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

Ongoing APR:

17.49% - 27.49% Variable

Ongoing Balance Transfer APR:

17.49% - 27.49% Variable

Intro bonus:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
  • Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
  • No annual fee.
  • Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • No annual fee

  • Intro bonus available

  • Decent base rewards rate

  • Foreign transaction fee

  • No bonus categories for additional rewards

See all Bank of America offers

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