BankAmericard® credit card for Students

Bank of America is an Experian Partner

BankAmericard® credit card for Students logo.

BankAmericard® credit card for Students

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR on purchases and qualifying balance transfers for 21 billing cycles

Ongoing APR:

14.99% - 25.99% Variable

Ongoing Balance Transfer APR:

14.99% - 25.99% Variable

  • New! 0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 14.99% - 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
  • No annual fee.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • No annual fee

  • Does not earn rewards

See all Bank of America offers

Learn more about credit cards

What Is a Credit Card CVV Number?

5 min • May 14, 2026

Credit Card Basics

Where Can I Use My Credit Card?

4 min • May 6, 2026

Credit Card Basics

Does Applying for Credit Cards Hurt Your Credit?

5 min • Apr 21, 2026

Credit Card Basics

How to Avoid Foreign Transaction Fees

5 min • May 7, 2026

Travel Credit Cards

Are Travel Credit Cards Worth It?

5 min • May 7, 2026

Travel Credit Cards

The History of Credit Cards

9 min • May 5, 2026

Credit Cards