Capital One Platinum Credit Card

Capital One is an Experian Partner

Capital One Platinum Credit Card logo.

Capital One Platinum Credit Card

Rated 4.67 out of 5 stars, 3738 reviews

Recommended FICO® ScoreΘ

Fair, New to Credit

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

29.74% (Variable)

Ongoing Balance Transfer APR:

29.74% (Variable)

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • No annual fee

  • Considered for a higher credit limit within as little as 6 months

  • Qualify with limited or fair credit

  • No foreign transaction fees

  • High APR

  • Low starting credit limit

  • No rewards

See all Capital One‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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