Capital One Platinum Secured Credit Card

Capital One is an Experian Partner

Capital One Platinum Secured Credit Card logo.

Capital One Platinum Secured Credit Card

Rated 4.69 out of 5 stars, 553 reviews

Recommended FICO® ScoreΘ

Poor, New to Credit, Rebuilding

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

29.74% (Variable)

Ongoing Balance Transfer APR:

29.74% (Variable)

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
  • Available to applicants who are rebuilding their credit

  • No annual fee

  • Considered for a higher credit rate within as little as 6 months

  • Refundable security deposit required

  • Low initial line of credit

  • High APR

See all Capital One‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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