cashRewards Credit Card

Navy Federal Credit Union is an Experian Partner

Recommended FICO^® Score^Θ

Fair - Exceptional

Annual Fee:	$0
Intro APR:	None
Ongoing APR:	10.65% - 18% Variable
Ongoing Balance Transfer APR:	10.65% - 18% Variable

Card details

Earn 1.5% cash back on purchases
No Foreign Transaction Fee
No Balance Transfer Fee

Pros and cons

No annual fee
No balance transfer fee (from non-Navy Federal account)
No foreign transaction fee
1.5% cash back on purchases
Low APR

Need to be a member of Navy Federal to open account

See all Navy Federal Credit Union‘s offers

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Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

cashRewards Credit Card

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cashRewards Credit Card

Learn more about credit cards

How the Fed Rate Cuts Impact Your Finances

Pros and Cons of Credit Cards

How Much Income Do I Need for a Student Credit Card?

Is Credit Card Interest Tax Deductible?

What’s the Difference Between Secured and Unsecured Credit Cards?

Do You Need a Credit Card to Rent a Car?