- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
- Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
- Get free access to your FICO® Score online.
Citi® Diamond Preferred® Card
Citi Credit Cards is an Experian Partner
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 |
|---|---|
Intro APR: | 0% for 21 months on Balance Transfers and 12 months on Purchases |
Ongoing APR: | 16.49% - 27.24% (Variable) |
Ongoing Balance Transfer APR: | 16.49% - 27.24% (Variable) |
Intro bonus: | N/A |
Review Snapshot
Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.






