Credit One Bank® Secured Card

Credit One Bank is an Experian Partner

Credit One Bank® Secured Card logo.

Credit One Bank® Secured Card

Rated 3.72 out of 5 stars, 67 reviews

Terms Apply

Rates and fees

Recommended FICO® ScoreΘ

Poor - Exceptional

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

29.99% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Earn interest on your required security deposit account (minimum deposit $200)
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Provides cash rewards

  • No annual fee

  • Competitive ongoing APR

  • Cash rewards rate only applies to certain purchases

  • Requires a security deposit

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

Is There a Limit on Balance Transfers?

5 min • Dec 18, 2025

Balance Transfers

How Do Store Credit Cards Work?

5 min • Dec 16, 2025

Rewards Credit Cards

What Is a Joint Credit Card?

5 min • Dec 13, 2025

Credit Card Basics

What Is a Contactless Card?

4 min • Dec 14, 2025

Credit Card Basics

What Is a Credit Card Network?

5 min • Dec 12, 2025

Credit Card Basics

Visa vs. Mastercard: Which One Is Better?

4 min • Dec 12, 2025

Rewards Credit Cards