Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards

Credit One Bank is an Experian Partner

Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards logo.

Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards

Rated 4.01 out of 5 stars, 629 reviews
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

29.74% Variable

Ongoing Balance Transfer APR:

N/A*

Intro bonus:

N/A

  • 5% cash back rewards on eligible dining, gas, & travel purchases. 1% cash back rewards on all other purchases, terms apply
  • 10% cash back rewards on eligible hotel and car rentals booked using the Credit One Bank travel partner, terms apply
  • Cash back rewards will be awarded as rewards points redeemable for a statement credit, gift cards, travel, and more, terms apply
  • No Foreign Transaction Fee
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • Terms Apply*
  • Generous rewards rate on restaurants and hotel stays

  • Available to those with less-than-stellar credit

  • Low base rewards rate

  • Annual fee

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

Can You Have a Negative Balance on a Credit Card?

4 min • Feb 10, 2026

Credit Card Basics

What Is a Credit Card Balance?

6 min • Feb 5, 2026

Credit Card Basics

Should I Complete a Balance Transfer?

8 min • Jan 7, 2026

Balance Transfers

What Is a Billing Cycle?

3 min • Dec 30, 2025

Credit Card Basics