First Progress Prestige Secured Mastercard® Cash Back Rewards

First Progress is an Experian Partner

First Progress Prestige Secured Mastercard® Cash Back Rewards logo.

First Progress Prestige Secured Mastercard® Cash Back Rewards

Rated 3.41 out of 5 stars, 156 reviews

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:

$49

Intro APR:

N/A*

Ongoing APR:

13.49% Variable

Ongoing Balance Transfer APR:

N/A*

  • Invest Your Refund in Your Future — Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
  • Now offering cash back rewards on select purchases & payments!^^
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today!1
  • Apply with no impact to your credit!**
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000. Submitted with Application.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • **We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • Cardholders earn cash back rewards on payments

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • No credit history required or minimum credit score

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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