GO REWARDS® Credit Card

Navy Federal Credit Union is an Experian Partner

GO REWARDS® Credit Card logo.

GO REWARDS® Credit Card

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$0

Intro APR:

None

Ongoing APR:

9.99% - 18% Variable

Ongoing Balance Transfer APR:

9.99% - 18% Variable

  • 3x on Restaurants, 2x on Gas, and 1x on everything else
  • No Foreign Transaction Fee
  • No Balance Transfer Fee
  • No annual fee

  • No balance transfer fee

  • No foreign transaction fee

  • Low APR

  • Rewards points for gas, groceries, dining and everyday spending

  • Need to be a member of Navy Federal to open account

  • Rewards expire 4 years from date earned

See all Navy Federal Credit Union offers

Learn more about credit cards

What Is a Billing Cycle?

3 min • Dec 30, 2025

Credit Card Basics

What Is a Credit Card Balance?

6 min • Feb 5, 2026

Credit Card Basics

Cash Back vs. Points: Which Rewards Credit Card Is Better?

6 min • Dec 23, 2025

Rewards Credit Cards

Should I Complete a Balance Transfer?

8 min • Jan 7, 2026

Balance Transfers