One Key™ Card

Wells Fargo is an Experian Partner

One Key™ Card logo.

One Key™ Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

XX.XX%, XX.XX%, or XX.XX% Variable APR

Ongoing Balance Transfer APR:

XX.XX%, XX.XX%, or XX.XX% Variable APR

Intro Bonus:

Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
  • Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
  • $0 annual fee.
  • Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
  • No foreign transaction fees.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • No annual fee

  • No foreign transaction fees

  • Decent rewards on gas stations, groceries, dining and travel

  • OneKeyCash program can be limiting

  • OneKeyCash rewards are not redeemable for cash

See all Wells Fargo‘s offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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