PREMIER Bankcard^® Mastercard^® Credit Card - VCL

PREMIER Bankcard® is an Experian Partner

Recommended FICO^® Score^Θ

Fair

Annual Fee:	See Rates & Fees
Intro APR:	N/A*
Ongoing APR:	See Rates & Fees
Ongoing Balance Transfer APR:	N/A*

Card details

Don’t let a low FICO score stop you from applying – we approve applications others may not.
Just complete the short application and receive a response in 60 seconds.
You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
We help people with bad credit, every day.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard^® product.

Pros and cons

Applicants with fair credit could qualify
Find out quickly if you’re approved

Annual fee
No intro bonus or intro APR offer

See all PREMIER Bankcard® offers

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Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

PREMIER Bankcard^® Mastercard^® Credit Card - VCL

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PREMIER Bankcard® Mastercard® Credit Card - VCL

Learn more about credit cards

How Do Store Credit Cards Work?

Is There a Limit on Balance Transfers?

Cash Back vs. Points: Which Rewards Credit Card Is Better?

What Is a Joint Credit Card?

What Is a Contactless Card?

Visa vs. Mastercard: Which One Is Better?

PREMIER Bankcard^® Mastercard^® Credit Card - VCL