Royal ONE Plus™ Visa Signature® credit card

Bank of America is an Experian Partner

Royal ONE Plus™ Visa Signature® credit card logo.

Royal ONE Plus™ Visa Signature® credit card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$99

Intro APR:

N/A*

Ongoing APR:

17.49% - 27.49% Variable

Ongoing Balance Transfer APR:

17.49% - 27.49% Variable

Intro bonus:

Limited-time online offer - 70,000 bonus points after spending $3,000 on purchases within the first 90 days of account opening, redeemable for $700 in onboard credit or cruise discounts.

  • Limited-time online offer - 70,000 bonus points after spending $3,000 on purchases within the first 90 days of account opening, redeemable for $700 in onboard credit or cruise discounts.
  • Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.
  • Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.
  • Earn 1 point per dollar spent on all other purchases.
  • Receive a $200 cruise discount after spending $20,000 on purchases within the prior anniversary year.
  • Embark with priority suite boarding and priority luggage.
  • Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more on Royal Caribbean, Celebrity Cruises and Silversea.
  • Get up to $120 in Global Entry/TSA Precheck® statement credits every 4 years.
  • Enjoy benefits like Visa Signature® Concierge, emergency cash worldwide, common carrier travel accident insurance and more with the Visa Signature card.
  • Low annual fee of $99 and no foreign transaction fees.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • Very generous rewards and perks for Royal Caribbean®, Celebrity Cruises® and Silversea® customers

  • No foreign transaction fee

  • Annual fee

  • Low base rewards rate

See all Bank of America offers

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