- Limited-time online offer - 70,000 bonus points after spending $3,000 on purchases within the first 90 days of account opening, redeemable for $700 in onboard credit or cruise discounts.
- Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.
- Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.
- Earn 1 point per dollar spent on all other purchases.
- Receive a $200 cruise discount after spending $20,000 on purchases within the prior anniversary year.
- Embark with priority suite boarding and priority luggage.
- Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more on Royal Caribbean, Celebrity Cruises and Silversea.
- Get up to $120 in Global Entry/TSA Precheck® statement credits every 4 years.
- Enjoy benefits like Visa Signature® Concierge, emergency cash worldwide, common carrier travel accident insurance and more with the Visa Signature card.
- Low annual fee of $99 and no foreign transaction fees.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Royal ONE Plus™ Visa Signature® credit card
Bank of America is an Experian Partner

Royal ONE Plus™ Visa Signature® credit card
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $99 |
|---|---|
Intro APR: | N/A* |
Ongoing APR: | 17.49% - 27.49% Variable |
Ongoing Balance Transfer APR: | 17.49% - 27.49% Variable |
Intro bonus: | Limited-time online offer - 70,000 bonus points after spending $3,000 on purchases within the first 90 days of account opening, redeemable for $700 in onboard credit or cruise discounts. |





