Vermont car insurance
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Vermont car insurance quotes
Car insurance in Vermont costs $1,317 per year on average, which is 43% less than the national average. In October 2025, the average cost of minimum coverage in Vermont was $1,409 and the cost of full coverage was $1,005.
Vermont car insurance requirements
Here’s a look at the minimum coverage amounts required by law in Vermont.
| Coverage | Minimum amount required by Vermont |
|---|---|
| Bodily injury coverage | $25,000 per person / $50,000 total per accident |
| Property damage coverage | $10,000 per accident |
| Uninsured/underinsured motorist bodily injury | $50,000 per person / $100,000 total per accident |
| Uninsured/underinsured motorist property damage | $10,000 per accident |
While the minimum coverage amounts above satisfy Vermont’s requirements, it’s typically a good idea to carry additional protection to make sure you’re adequately covered in an accident. Consider adding more coverage, including collision and comprehensive coverage, and increasing your policy limits.
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