Ben Luthi

Ben Luthi

Ben Luthi has been enthralled by personal finance and travel ever since he spent time abroad in college. He has worked in financial planning, banking and auto finance, and writes about all aspects of money. His work has appeared in Time, Success, USA Today, Credit Karma, NerdWallet, Wirecutter and more.

Popular articles from Ben

A woman wearing a suit smiles at her laptop computer screen while sitting down at her office desk.

How to Improve Your Credit Score

Strengthening your credit profile involves several steps, including making on-time payment...

Jun 4, 2024Improve credit

Bankruptcy: How It Works, Types and Consequences

Jan 25, 2024Bankruptcy

Can You Remove Hard Inquiries From Your Credit Report?

Nov 14, 2024Dispute

How to Report a Relative’s Death to Credit Bureaus

Aug 12, 2024Death of a relative

How to Raise Your Credit Score in 30 Days

Jul 16, 2024Improve credit

How to Stop a Wage Garnishment

Oct 2, 2024Collections

Latest articles from Ben

What Is Medical Payments Coverage on My Car Insurance Policy?

Medical payments coverage is designed to cover medical expenses for you and others in your...

Feb 20, 2025Auto insurance

How to Calculate Auto Loan Interest

You can calculate auto loan interest by using an online calculator or doing the math on yo...

Feb 19, 2025Auto loans

When Will Auto Loan Rates Go Down?

Auto loan interest rates have increased in recent years due to rate hikes by the Federal R...

Feb 19, 2025Auto loans

How to Get Car Insurance in 5 Steps

Here’s a step-by-step guide on how to get car insurance and to make sure you get the cover...

Feb 19, 2025Auto insurance

What Is the Total Cost of Owning a Car?

If you’re planning to buy a car soon, here’s what to know about the total cost of owning a...

Feb 19, 2025Auto loans

Auto Loan-to-Value Ratio Explained

If you’re planning to take out an auto loan, here’s what you need to know about the LTV ra...

Feb 17, 2025Auto loans

Is It a Good Idea to Consolidate Debt?

If you’re thinking about consolidating your debt, here are some situations where it might ...

Feb 14, 2025Debt

Bankruptcy vs. Debt Consolidation: Which Is Better for You?

Debt consolidation is preferable to bankruptcy since there's less damage to your credit. H...

Feb 13, 2025Debt

Debt Consolidation vs. Debt Settlement: Which Is Better?

If you’re thinking about pursuing debt consolidation or debt settlement, here’s what you n...

Feb 13, 2025Debt

Debt Consolidation vs. Debt Restructuring: What’s the Difference?

Here’s what you need to know about debt consolidation and debt restructuring, and how to d...

Feb 12, 2025Debt

What Is Debt Consolidation and How Does It Work?

Debt consolidation allows you to pay off one or more existing debts with a new loan or cre...

Feb 5, 2025Debt

How to Trade In a Financed Car: Here’s What You Should Know

If you’re thinking about trading in a financed car, here’s what you need to know about how...

Feb 4, 2025Auto loans