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Taking these steps to increase your credit score from the fair range to the good range cou...
Paying off collections can lift scores from the latest credit scoring models, but if your ...
If you file a dispute to address a credit report inaccuracy, federal law requires the cred...
Credit scores can change frequently, reflecting continual updates to your credit files at ...
Here's an overview of debts that cannot be canceled through bankruptcy and must be repaid,...
Debt settlement will hurt your credit scores, but it’s better than ignoring unpaid debt. I...
Experian Boost is a free feature that can improve your FICO Score by adding household bill...
By understanding hard inquiries’ influence on your credit scores, you can prevent multiple...
Rent payments seldom appear on credit reports because few landlords report them to credit ...
Before you pop Champagne to celebrate paying off your mortgage, take these steps to smooth...
You may not qualify for a conventional credit card soon after bankruptcy, but cards design...
A deed in lieu of foreclosure lets a borrower who cannot pay their mortgage forfeit their ...
A bankruptcy discharge is a federal court order that cancels your obligation for certain d...
Checking your own credit reports, or credit scores based on them, won't have any impact on...
If your bank or credit union provides you a credit score, here's how you can use it to und...
When you enroll in Experian Boost, you decide which bill payment information to share, and...
Your ex-spouse's name will appear on your credit reports if you took on joint debt in your...
A small drop in credit score is a normal result of taking on new debt, and some basic cred...
It’s wise to work toward higher credit scores, but if your score gets you the credit you n...
Maintaining a clean payment history—or refurbishing a spotty one—can help you improve your...
Exceeding a credit card's borrowing limit brings costly fees and hurts credit scores, but ...
Your credit may be great, but if your spouse's isn't, you'll need to know what to do—and w...
Credit scoring software combs and analyzes credit reports to evaluate how you manage credi...
Credit score simulators are interactive tools that predict how credit decisions will affec...
Foreclosure is a tough ordeal with major negative consequences for your credit, but follow...
Credit unions’ low financing rates and fees and member-focused services make them an attra...
A good credit score can mean access to better borrowing terms and lower interest rates, bu...
A 401(k) can help you save for retirement with tax advantages and automatic contributions....
Negotiating credit card debt can be daunting and risky but it may bring relief that harms ...
Bankruptcy doesn’t affect Social Security eligibility or benefit amount, but Social Securi...
Buying car insurance online can be quick and convenient, but it may not be ideal if you ha...
Read to learn about private mortgage insurance (PMI) and how it can protect you, the lende...
Comparing conventional and conforming mortgages isn’t an either-or matter: All conforming ...
If you're overwhelmed by debt, bankruptcy may be your only option, but its consequences me...
Most negative entries (those that hurt credit scores) remain on credit reports for seven y...
A down payment—money you put toward a purchase you are financing with a loan—is required b...
These tips can help you recover from (and avoid) infection of your PC, phone or tablet by ...
Lenders and other data reporters typically update credit information at the national credi...
Credit monitoring—using an automated service or manually tracking changes in your credit r...
For new credit users, building a good credit score can take months if not years of followi...
Rather than hire a for-profit credit repair company, which can increase your debt without ...
Closed loan and credit card accounts can stay on credit reports for as long as 10 years a...
Credit fraud is a sad fact of life in the digital age, but you can take steps to avoid bec...
Chapter 13 bankruptcy is legal debt relief that requires monthly payments over a three- or...
Automatic bill payments can help you avoid late fees and promote credit score improvement ...
If you can’t pay your mortgage, get in touch with your lender immediately and discuss one ...
An escrow refund is a payment your mortgage servicer issues when there are excess funds in...
Identity fraud is on the rise and ignoring identity theft poses big risks to you and your ...
If you file bankruptcy and earn more than your local median income, means testing may dete...
Rate shopping is a smart practice that, done carefully, has only a minor, temporary impact...
If you are self-employed or have a side hustle that requires you to pay $1,000 or more in ...
Rate shopping is the process of comparing offers from different lenders when seeking a loa...
If you sold or spent cryptocurrency at a loss in 2022, or your crypto holdings were render...
Assessed value is an estimate of a home's worth, used to calculate property taxes.
