Establishing credit

Learn how to start building credit and establish healthy financial habits.

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How to Establish Credit as a Young Person: Start Building Credit Now

By Emily Starbuck Gerson

Apr 10, 2024

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5 Accounts That Help Build Credit and 5 That Don’t

By Ben Luthi

Jun 13, 2023

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What others are reading

woman sitting while undergoing irs audit

What Is a Credit Builder Loan?

Dear Experian, My credit score is very low. I have no credit history other than recent hos...

By Experian Team

May 16, 2017

7 Ways to Build Credit if You Have No Credit History

By Taylor Medine

Feb 13, 2024

How to Use a Credit Card to Build Credit

By Louis DeNicola

Feb 29, 2024

Credit Building for Immigrants: A Step-by-Step Guide

By Karen Axelton

Jul 31, 2025

How Long Does It Take to Build Credit?

By Ben Luthi

Feb 8, 2023

6 Ways to Build Good Credit With Your First Credit Card

By Evelyn Waugh

Nov 22, 2022

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The latest from our experts

8 Ways to Help Your Teen Build Good Credit Now

Building a solid credit history doesn't have to be difficult. Teach your teen how with the...

By Jennifer Brozic

Feb 28, 2024

Can You Build Credit With a Debit Card?

While it's important to use your debit card responsibly, most probably won't help you buil...

By Marianne Hayes

Dec 4, 2023

Should I Get a Secured Loan to Build My Credit?

If you choose a secured loan you can afford, you'll get financing that helps you advance y...

By Brianna McGurran

Oct 20, 2023

How to Increase Your Chances of Getting Approved for New Credit

Creditors consider various factors including your credit score, debts and income. Here's h...

By Louis DeNicola

Oct 9, 2023

How to Build Good Credit After College

As a recent college grad, learning how credit works and starting to build credit could ope...

By Brianna McGurran

Sep 2, 2023

Does Leasing a Car Build Credit?

If you’re thinking about leasing a car, here’s what to know about how the agreement can he...

By Ben Luthi

Aug 25, 2023

How Debit-Credit Hybrid Cards Can Help You Build Credit

If you’re starting to build credit or working to rebuild your credit score, debit-credit h...

By Ben Luthi

Mar 28, 2023

Why Is It Important to Establish Credit When Young?

Establishing credit and learning to use it wisely when you are young can make your transit...

By Jennifer White

May 14, 2022

How to Start Building Credit

Building a solid credit history while still in college can be challenging, but will be a g...

By Jennifer White

Nov 24, 2021

5 Ways Immigrants Can Build Credit in the United States

Most immigrants to the U.S. must build credit from scratch to qualify for everything from ...

By Emily Starbuck Gerson

Oct 15, 2021

Credit Mistakes to Avoid When You Are Young

To have good credit when you're ready to get a job, rent an apartment or get a car loan, f...

By Gayle Sato

May 4, 2021

How Important Is It to Establish an 18-Year-Old’s Credit?

Establishing your credit at an early age can set you up nicely for the future. Your credit...

By Jennifer White

Sep 18, 2020

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Establishing credit

Editors' picks

How to Establish Credit as a Young Person: Start Building Credit Now

5 Accounts That Help Build Credit and 5 That Don’t

Take action with these tools

Experian Go™

Best secured credit cards

Best credit cards for bad credit

Experian Boost®

Free Experian app

What others are reading

What Is a Credit Builder Loan?

7 Ways to Build Credit if You Have No Credit History

How to Use a Credit Card to Build Credit

Credit Building for Immigrants: A Step-by-Step Guide

How Long Does It Take to Build Credit?

6 Ways to Build Good Credit With Your First Credit Card

Explore more topics

The latest from our experts

8 Ways to Help Your Teen Build Good Credit Now

Can You Build Credit With a Debit Card?

Should I Get a Secured Loan to Build My Credit?

How to Increase Your Chances of Getting Approved for New Credit

How to Build Good Credit After College

Does Leasing a Car Build Credit?

How Debit-Credit Hybrid Cards Can Help You Build Credit

Why Is It Important to Establish Credit When Young?

How to Start Building Credit

5 Ways Immigrants Can Build Credit in the United States

Credit Mistakes to Avoid When You Are Young

How Important Is It to Establish an 18-Year-Old’s Credit?

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