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Experian no longer shows judgments or tax lien information as part of a consumer’s credit ...
Some utility companies run credit checks on new customers so they can see their bill payme...
Buying a home after a foreclosure is on your credit report takes hard work and patience, b...
Three foreclosure types (judicial, power of sale, and strict) are used in the U.S., and wh...
The original delinquency date is the date an account first became late and was not brought...
Did you fall behind on your mortgage payments? Here's a look at the potential consequences...
As long as you have open credit accounts, you don’t need to notify Experian that your addr...
Your credit score is based on a calculation made at the moment a score is requested. There...
While credit reporting companies have operations in multiple countries, the information th...
An address you've never lived at is listed on your credit report. Can you dispute it? Find...
In some states, collection agencies may have no limit to how long they can pursue a debt. ...
Facing foreclosure? Con artists may be circling. Watch out for these popular foreclosure r...
Here are some steps you can take to begin repairing your credit and minimize the damage do...
Delinquencies remain on your credit history for seven years, even after a loan has been se...
You can't self-report payments you make to a family member, but your family may be able to...
Closed accounts, whether they were closed by you or due to payoff or transfer to another l...
Requesting a lower credit limit might hurt your credit scores. But sometimes it might be a...
The national credit bureaus never charge for credit report disputes, and for-profit credit...
When you pay off a debt, the lender will provide an update to Experian and the other credi...
In some cases where there has been a mix-up, your lender may be willing to remove the deli...
A good rule of thumb is to allow 30 to 60 days for updates to happen. If time is of the es...
There are many reasons a credit card company may choose to deny your credit card applicati...
If you’ve been sued by a debt collector, it’s important to respond quickly, but it’s also ...
After verifying your credit reports from all three national bureaus, you can focus in the ...
Dear Experian, About a month or more ago I paid a back child support account I owed. I am ...
If you've cosigned an account, having yourself removed isn't as simple as calling the cred...
The time required to complete foreclosure can range from a few months to five years or mor...
Bankruptcy is a complex, emotionally difficult process and in most cases it’s helpful to e...
A merged credit report combines your three credit reports into one easy-to-read document f...
A bankruptcy public record will have an impact on your credit scores as long as it appears...
Lenders review your credit report and score to determine how likely you are to repay debt ...
A collection agency can sell your debt to another collection agency if it chooses. Find ou...
Cosigning can either hurt or help your credit depending on how the primary borrower manage...
Your available credit on your credit cards can have a big impact on your credit score. Her...
Getting declined for a credit limit increase doesn't always impact your credit scores. But...
Just one 30-day late payment can hurt your credit score. It will stay on your credit repor...
Credit reports contain financial information related to debt and specific personal informa...
Accurate information that's less than seven years old can't be removed from a credit repor...
The length of your credit history can directly impact your credit scores, and this scoring...
The length of time it takes to rebuild your credit history depends on how serious your cre...
Credit bureaus are legally required to finalize credit-report disputes within 30 days, but...
Disputing credit report inaccuracies is quick and simple online, but you can avoid credit ...
“You don’t have a credit score” is a common misperception. You first need to establish a c...
You can't remove a closed account from your credit report, and you may not want to: Closed...
Foreclosure generally follows the same steps in every state, and understanding the process...
Your credit card balances play a big role in your credit scores. It's important to pay att...
You can dispute inaccurate information on your credit report by writing a simple dispute l...
For your protection, you will have to answer security questions to access your credit repo...
In order for your mortgage account to appear on your credit report, the lender must report...
Pre-foreclosure, the time between defaulting on a mortgage and the lender's seizure of the...
If foreclosure seems inevitable, a foreclosure attorney by your side can ease the process....
Debt collectors are gaining a modern-day method to seek money from you—private messages on...
Processing delays or errors can cause issues with an auto loan appearing on your credit re...
When you dispute an account online through Experian, your dispute will be sent directly to...
By Jennifer White
