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Page 3

Does Your Credit Score Start at Zero?

What does your credit score start? The answer may surprise you. Find out where your credit...

By Karen Axelton

Feb 3, 2020

Why Did My Score Go Down When I Stopped Using My Credit Card?

Credit cards you don't use may no longer factor into your credit reports. Use them at leas...

By Jennifer White

Feb 1, 2020

What You Need to Know About the New FICO® 10 Scores

How will the new FICO,[object Object], 10 credit scores affect you? It could depend on whe...

By John Ulzheimer

Jan 29, 2020

Can I Calculate My Credit Score?

Calculations behind credit scores are highly advanced and top secret, so you can't work ou...

By Jim Akin

Jan 17, 2020

Does Taking Money Out of Your Savings Affect Your Credit?

Withdrawing money from your savings account won’t affect your credit, but having a robust ...

By Ben Luthi

Dec 19, 2019

Why Don’t I Have a Credit Score?

If you don't have a credit score, it may be because there isn't enough information in your...

By Stefan Lembo Stolba

Nov 18, 2019

The Amount of Revolving Balances Is Too High

Dear Experian, I would like to clean up my credit, but want to know if it is beneficial to...

By Jennifer White

Oct 21, 2019

How to Achieve the Highest Credit Score

You don't need a perfect credit score to get low interest rates. Here's the highest credit...

By Ben Luthi

Sep 25, 2019

Late Payments for Debt Settlement Hurt Credit Scores

Dear Experian, I am considering signing up with a debt settlement company. They told me th...

By Jennifer White

Aug 13, 2019

Will Debt Relief Hurt My Credit Score?

Debt relief may have an impact on your credit, but it depends on which method you choose. ...

By Stefan Lembo Stolba

Aug 4, 2019

How Fast Will My Credit Score Change?

Dear Experian, If one credit card is affecting my credit score negatively, and if I pay it...

By Jennifer White

Jul 31, 2019

Is a Credit Check Required to Rent a Car?

Many rental car agencies will require a credit check if you want to rent a car with a debi...

By Louis DeNicola

Jul 16, 2019

Removing Yourself as an Authorized User Could Help Your Credit

If the primary account holder pays the bill late or has a lot of debt on the card, removin...

By Brianna McGurran

May 7, 2019

Do Utility Company Inquiries Hurt Your Credit Score?

Utility inquiries can impact your credit report. Whether that impact is negative or positi...

By Ben Luthi

Mar 11, 2019

What Is a Perfect Credit Score?

Perfect credit scores vary by model, but any score at the top of a model's range can help ...

By Jim Akin

Jan 14, 2019

Lack of Revolving Accounts Hurt Credit Score

Dear Experian, My credit report says my score is reduced because I have no revolving credi...

By Experian Team

Mar 15, 2018

How Utilization Rate Affects Credit Scores

Dear Experian, I have been led to believe that a component of one’s overall credit score i...

By Jennifer White

Jan 17, 2018

Can You Make Minimum Wage and Still Have a Maximum Credit Score?

Minimum wage is on the rise, but are credit scores? Read to find out the connection betwee...

By Matt Tatham

Jan 3, 2018

¿Qué afecta su puntaje de crédito?

Saber qué factores y tipos de cuentas afectan su puntaje de crédito es el primer paso para...

By Stefan Lembo Stolba

May 31, 2017

Credit Score FAQs

What is a Credit Score? What is a credit score?A credit score is a number that summarizes ...

Apr 21, 2016

Why There’s More to a Credit Score Than a Single Number

A credit score by itself is meaningless without an understanding of how it's calculated, h...

By Brianna McGurran

Sep 10, 2013

Not Enough Activity to Generate Credit Score

Dear Experian, Recently we were told my husband's credit report with Experian was not repo...

By Experian Team

May 8, 2013

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Explore more topics

Score advice

Does Your Credit Score Start at Zero?

Why Did My Score Go Down When I Stopped Using My Credit Card?

What You Need to Know About the New FICO® 10 Scores

Can I Calculate My Credit Score?

Does Taking Money Out of Your Savings Affect Your Credit?

Why Don’t I Have a Credit Score?

The Amount of Revolving Balances Is Too High

How to Achieve the Highest Credit Score

Late Payments for Debt Settlement Hurt Credit Scores

Will Debt Relief Hurt My Credit Score?

How Fast Will My Credit Score Change?

Is a Credit Check Required to Rent a Car?

Removing Yourself as an Authorized User Could Help Your Credit

Do Utility Company Inquiries Hurt Your Credit Score?

What Is a Perfect Credit Score?

Lack of Revolving Accounts Hurt Credit Score

How Utilization Rate Affects Credit Scores

Can You Make Minimum Wage and Still Have a Maximum Credit Score?

¿Qué afecta su puntaje de crédito?

Credit Score FAQs

Why There’s More to a Credit Score Than a Single Number

Not Enough Activity to Generate Credit Score