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Does Homeowners Insurance Cover Termite Damage?

Got a termite problem? Homeowners insurance usually won't cover the damage. Find out more ...

Kim Porter profile imageBy Kim Porter
Jul 11, 2024

Does Homeowners Insurance Cover Roof Leaks?

If your roof is destroyed, homeowners insurance may cover your expenses. Find out how.

Kim Porter profile imageBy Kim Porter
Jul 5, 2024

Is Hail Damage Covered By Home Insurance?

Hail damage is usually covered by homeowners insurance, but if you live in a high-risk reg...

Karen Axelton profile imageBy Karen Axelton
Mar 27, 2024

9 Homeowners Insurance Mistakes to Avoid

Underestimating coverage needs, not shopping around and ignoring exclusions in your policy...

Karen Axelton profile imageBy Karen Axelton
Mar 15, 2024

10 Homeowners Insurance Myths Debunked

Are you falling for these 10 common home insurance myths? Understanding the realities coul...

Karen Axelton profile imageBy Karen Axelton
Mar 14, 2024

What to Do if Your Homeowners Insurance Is Canceled

Your homeowners insurance company can drop your policy in some cases, but they have to pro...

Lisa Scherzer profile imageBy Lisa Scherzer
Feb 28, 2024

6 Reasons to Change Your Homeowners Insurance

It may be time to switch your homeowners insurance if you're looking to lower costs or adj...

Choncé Maddox profile imageBy Choncé Maddox
Feb 28, 2024

What Does a Home Insurance Claim Adjuster Do?

A home insurance claim adjuster plays a key role in determining whether your claim will be...

John Egan profile imageBy John Egan
Feb 19, 2024

Why Did My Homeowners Insurance Go Up?

If your homeowners insurance cost increased, there are several different factors at play. ...

Marianne Hayes profile imageBy Marianne Hayes
Feb 6, 2024

Do You Have to Have Homeowners Insurance?

Homeowners are not required by law to purchase insurance. However, lenders typically requi...

Jennifer Brozic profile imageBy Jennifer Brozic
Jan 29, 2024

What Is Homeowners Insurance?

Homeowners insurance covers damage to your home and possessions, pays legal and medical co...

Karen Axelton profile imageBy Karen Axelton
Jan 25, 2024

How Much Does Homeowners Insurance Cost?

Homeowners insurance premiums cost an average of $2,071 annually, according to Insurify.

Karen Axelton profile imageBy Karen Axelton
Jan 23, 2024

13 Home Insurance Terms You Need to Know

Homeowners insurance has a lot of moving parts, but understanding these key terms can help...

Marianne Hayes profile imageBy Marianne Hayes
Jan 6, 2024

What Is a Homeowners Insurance Deductible?

A home insurance deductible is the amount you're responsible for paying, which is deducted...

Karen Axelton profile imageBy Karen Axelton
Dec 11, 2023

What to Do if Your Homeowners Insurance Claim Is Denied

Homeowners insurance claims may be denied due to nonpayment of premiums, damage due to nor...

Karen Axelton profile imageBy Karen Axelton
Oct 24, 2023

How to Buy Home Insurance

The right home insurance policy for you will depend on where you live, your property risk ...

Marianne Hayes profile imageBy Marianne Hayes
Sep 2, 2023

What to Do if You’re Dropped by Your Home Insurance

Several home insurers are cutting back on coverage in some states due to increased disaste...

Karen Axelton profile imageBy Karen Axelton
Jul 15, 2023

10 Factors That Impact the Cost of Homeowners Insurance

A variety of factors can affect home insurance costs. Understanding what they are (and how...

Marianne Hayes profile imageBy Marianne Hayes
Jan 13, 2023

How to Compare Home Insurance Policies

To choose the right homeowners insurance, know what coverage you need, compare quotes from...

Karen Axelton profile imageBy Karen Axelton
Jan 13, 2023

How Do Home Renovations Impact Your Home Insurance Costs?

The remodeling projects you choose can impact your home insurance premiums. Find out which...

Karen Axelton profile imageBy Karen Axelton
Nov 16, 2022

Is Homeowners Insurance Tax-Deductible?

Even if you itemize, the IRS says you can't deduct homeowners insurance premiums on your t...

Gayle Sato profile imageBy Gayle Sato
Oct 29, 2022

How Much Homeowners Insurance Do You Need?

To decide how much homeowners insurance you need, estimate the cost of rebuilding your hom...

Karen Axelton profile imageBy Karen Axelton
Oct 16, 2022

Does Homeowners Insurance Cover Solar Panels?

Solar panels are usually covered by standard homeowners insurance policies, but not always...

Karen Axelton profile imageBy Karen Axelton
Aug 22, 2022

What Is Condo Insurance?

If you are a new condo owner, learn about condo insurance so that you can best protect you...

Emily Cahill profile imageBy Emily Cahill
Aug 21, 2022

What’s the Average Payout on a Homeowners Claim?

The payout you'll receive for a homeowners claim varies depending on the incident and dama...

Emily Cahill profile imageBy Emily Cahill
Aug 16, 2022

The 7 Most Common Homeowners Insurance Claims

Natural phenomena and accidents are common causes of homeowners insurance claims, but a fe...

Emily Cahill profile imageBy Emily Cahill
Aug 11, 2022

What Is Vacant Home Insurance?

If your home will be empty for more than 30 days, you may want to consider purchasing vaca...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 28, 2022

Can Home Insurance Be Paid Monthly?

Depending on how you pay your home insurance (directly or through an escrow account), you ...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 19, 2022

Should You Buy Insurance for Collectibles?

If you are looking to protect a collection such as trading cards, artwork or books, insura...

Emily Cahill profile imageBy Emily Cahill
Jul 1, 2022

Does Homeowners Insurance Cover Plumbing?

Homeowners insurance pays to repair damage caused by covered plumbing problems, but it typ...

Karen Axelton profile imageBy Karen Axelton
Jun 7, 2022

Does Homeowners Insurance Cover Mold?

Whether home insurance covers mold depends on whether what caused it is covered by insuran...

Karen Axelton profile imageBy Karen Axelton
May 24, 2022

Does Homeowners Insurance Cover Renovations?

Before starting a home remodeling project, make sure your homeowners insurance will cover ...

Karen Axelton profile imageBy Karen Axelton
May 7, 2022

What Is Sinkhole Insurance?

Sinkholes are a risk in many parts of the country, but generally aren't covered by home in...

Karen Axelton profile imageBy Karen Axelton
Apr 16, 2022

Does Home Insurance Cover Damage to Vacation Rentals or Hotels?

If you accidentally damage a vacation rental or hotel room, will your home insurance or re...

Karen Axelton profile imageBy Karen Axelton
Mar 8, 2022

Is Homeowners Insurance Included in My Mortgage?

Many homeowners pay their homeowners insurance premiums, along with property taxes and oth...

Louis DeNicola profile imageBy Louis DeNicola
Jan 24, 2022

Homeowners Insurance Extras to Consider

How well does your homeowners insurance really protect you? Without these home insurance e...

Karen Axelton profile imageBy Karen Axelton
Jan 10, 2022

How Often Should I Shop Around for Homeowners Insurance?

Homeowners should shop around every year or two to make sure they’re still getting the bes...

Ben Luthi profile imageBy Ben Luthi
Nov 15, 2021

Do Older Homes Need Special Homeowners Insurance?

Older homes may require special homeowners insurance and cost more to insure than new ones...

Karen Axelton profile imageBy Karen Axelton
Sep 23, 2021

How to Get Homeowners Insurance in a Fire Zone

Getting homeowners insurance when you live in a fire zone is challenging, but there are op...

Karen Axelton profile imageBy Karen Axelton
Sep 13, 2021

What Does Homeowners Liability Insurance Cover?

What happens when a visitor is injured on your property? Homeowner liability insurance can...

Karen Axelton profile imageBy Karen Axelton
Aug 15, 2021

Are Home Warranties Worth the Cost?

Home warranties aren't for everyone, but they could be worth the cost for folks who live i...

Marianne Hayes profile imageBy Marianne Hayes
May 10, 2021

What Is a Home Warranty Plan?

A home warranty is a service contract to repair or replace built-in home systems and appli...

Karen Axelton profile imageBy Karen Axelton
Apr 27, 2021

Does Filing a Home Insurance Claim Raise Your Rates?

Does filing a home insurance claim really raise your premiums? Not necessarily. Here's wha...

Karen Axelton profile imageBy Karen Axelton
Apr 12, 2021

How to Make a Home Inventory List for Your Insurance

Having a home inventory of your home's contents can make it easier to get reimbursed for l...

Karen Axelton profile imageBy Karen Axelton
Apr 10, 2021

How to Lower Your Home Insurance Premium

How can you pay less for homeowners insurance? Here are 9 steps you can take to cut the co...

Karen Axelton profile imageBy Karen Axelton
Feb 28, 2021

Does Homeowners Insurance Cover Water Damage?

Most homeowners insurance covers water damage from winter storms, such as burst pipes, but...

Karen Axelton profile imageBy Karen Axelton
Feb 24, 2021

Does Renters Insurance Cover Flood Damage?

Renters insurance usually covers a lot, but it typically excludes flooding. To make up for...

Marianne Hayes profile imageBy Marianne Hayes
Dec 11, 2020

Why Are My Home Insurance Quotes So High?

Homeowners insurance helps protect your home and belongings, but the price of a quote can ...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Dec 7, 2020

What Is Earthquake Insurance?

Earthquake insurance can protect your finances if your home and personal property are dama...

Karen Axelton profile imageBy Karen Axelton
Dec 1, 2020

What Does Flood Insurance Cover?

Even if you don’t live in a flood-prone area, flood insurance can save you thousands of do...

Karen Axelton profile imageBy Karen Axelton
Nov 24, 2020

Do I Need Flood Insurance?

For people living in areas prone to flooding, additional flood insurance policies help pro...

Karen Axelton profile imageBy Karen Axelton
Nov 1, 2020

Does Renters Insurance Require a Credit Check?

When you apply for renters insurance, the company will run a credit check. Here's how your...

Karen Axelton profile imageBy Karen Axelton
Aug 3, 2020

Do I Need Mortgage Insurance?

You generally need to pay for mortgage insurance if you put down less than 20% or get an F...

Louis DeNicola profile imageBy Louis DeNicola
Jun 25, 2020

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