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Life insurance

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What Is Adjustable Life Insurance?

Adjustable life insurance is another name for universal life insurance, which has adjustab...

Karen Axelton profile imageBy Karen Axelton
Aug 31, 2024

What Is Voluntary Life Insurance?

Voluntary life insurance can help you get the coverage you need for your beneficiaries by ...

LaToya Irby profile imageBy LaToya Irby
Jul 11, 2024

How to Buy Life Insurance

Buying life insurance is a multistep process that can take weeks to complete, but taking t...

Jennifer Brozic profile imageBy Jennifer Brozic
Jun 19, 2024

What to Do if Your Life Insurance Application Is Denied

If your life insurance application is denied, you can appeal the decision, try another ins...

Karen Axelton profile imageBy Karen Axelton
May 11, 2024

What Is Split-Dollar Life Insurance?

Split-dollar life insurance allows you to share a policy with someone else and split the b...

Kim Porter profile imageBy Kim Porter
May 9, 2024

How to Buy Life Insurance When You’re Self-Employed

Here's how to find life insurance that covers your family's financial needs and your busin...

Gayle Sato profile imageBy Gayle Sato
May 4, 2024

What Is Instant Life Insurance?

With instant life insurance, you can buy and get approved for a policy, often without a me...

Lisa Scherzer profile imageBy Lisa Scherzer
Apr 30, 2024

What Are Life Insurance Rate Classes?

Insurers use life insurance rate classes to assign applicants a risk level based on the li...

Jennifer Brozic profile imageBy Jennifer Brozic
Apr 30, 2024

Should Newlywed Couples Get Life Insurance?

Not all newlyweds need life insurance policies, but they can help you protect your financi...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Apr 17, 2024

What Is a Life Insurance Trust?

A life insurance trust may avoid probate and minimize or eliminate estate taxes. Understan...

Tim Maxwell profile imageBy Tim Maxwell
Apr 16, 2024

How to Use Life Insurance for Retirement Income

The cash value that accumulates in a whole life insurance policy can provide much-needed r...

Marianne Hayes profile imageBy Marianne Hayes
Apr 5, 2024

3 Ways to Benefit From a Life Insurance Policy While You’re Alive

Life insurance offers loved ones security after you die, but some policies can also fund e...

Jim Akin profile imageBy Jim Akin
Mar 31, 2024

Is Final Expense Insurance Worth It?

A final expense insurance policy may charge a monthly premium of roughly $30 to $70 and pa...

John Egan profile imageBy John Egan
Mar 30, 2024

How Life Insurance Can Help You Build Generational Wealth

Being intentional about life insurance can help shore up your legacy and fortify your fami...

Marianne Hayes profile imageBy Marianne Hayes
Mar 30, 2024

Life Insurance for High-Risk Applicants

High-risk jobs that might bump up the cost of life insurance include police officer, firef...

John Egan profile imageBy John Egan
Mar 29, 2024

Should You Use Your Tax Refund to Buy Life Insurance?

Receiving a tax refund could allow you to buy life insurance. You may get a discount for p...

Marianne Hayes profile imageBy Marianne Hayes
Mar 24, 2024

Do Seniors Need Life Insurance?

Buying life insurance as a senior can help you create a financial safety net. Here's what ...

Kim Porter profile imageBy Kim Porter
Mar 22, 2024

What Is Universal Life Insurance?

Universal life insurance provides lifelong coverage, builds cash value and allows you to a...

LaToya Irby profile imageBy LaToya Irby
Mar 17, 2024

9 Reasons to Change Your Life Insurance

Reasons to change your life insurance include getting married or divorced, buying a home, ...

Karen Axelton profile imageBy Karen Axelton
Mar 15, 2024

Can I Change My Existing Term Life Insurance?

Are you looking to extend your life insurance? Here are ways to change your term before th...

Kim Porter profile imageBy Kim Porter
Mar 7, 2024

5 Life Insurance Mistakes to Avoid

Do you have life insurance or are you thinking about buying a policy? Here are some mistak...

Kim Porter profile imageBy Kim Porter
Mar 6, 2024

7 Life Insurance Myths Debunked

Life insurance isn't as expensive or complex as you think. Learn the truth behind common l...

LaToya Irby profile imageBy LaToya Irby
Feb 27, 2024

Do Stay-at-Home Parents Need Life Insurance?

Life insurance could help a surviving parent pay for child care, housekeeping and other es...

Tim Maxwell profile imageBy Tim Maxwell
Feb 25, 2024

5 Factors to Consider Before Buying Life Insurance

Before purchasing life insurance, make sure you consider important factors, including the ...

Tim Maxwell profile imageBy Tim Maxwell
Jan 31, 2024

Life Insurance for Smokers: Can I Still Get Coverage?

Smokers can usually get life insurance, but usually must pay higher premiums than non-smok...

Tim Maxwell profile imageBy Tim Maxwell
Jan 19, 2024

5 Reasons to Buy Life Insurance Now

Life insurance can be used to cover expenses and provide funding in your absence. Here are...

LaToya Irby profile imageBy LaToya Irby
Jan 16, 2024

Can You Have Multiple Life Insurance Policies?

You can have more than one life insurance policy, especially if you want to ladder policie...

Tim Maxwell profile imageBy Tim Maxwell
Jan 16, 2024

15 Life Insurance Terms You Need to Know

When shopping for life insurance, it's important to understand the terminology you may see...

Jennifer Brozic profile imageBy Jennifer Brozic
Jan 14, 2024

Should You Buy Life Insurance Through Your Employer?

Employer-sponsored life insurance is a valuable perk to help financially protect you and y...

Tim Maxwell profile imageBy Tim Maxwell
Jan 9, 2024

What Happens if You Die Without Life Insurance?

If you die without life insurance, your family won't receive an insurance payout and may h...

Karen Axelton profile imageBy Karen Axelton
Jun 4, 2023

How to Save Money on Life Insurance

Life insurance can protect your loved ones from catastrophic losses, but premiums can be c...

Tim Maxwell profile imageBy Tim Maxwell
Jan 28, 2023

Can You Take Out Life Insurance on Your Ex-Spouse?

You might consider a life insurance policy for an ex-spouse if you depend on them financia...

Marianne Hayes profile imageBy Marianne Hayes
Dec 28, 2022

Annuities vs. Life Insurance: What’s the Difference?

Life insurance provides a cash benefit for your loved ones after you die, while annuities ...

Tim Maxwell profile imageBy Tim Maxwell
Sep 30, 2022

What Is Life Insurance Laddering?

Laddering life insurance can save you money by ensuring you don't pay for more coverage th...

Karen Axelton profile imageBy Karen Axelton
Sep 15, 2022

Should I Buy Life Insurance in My 20s?

Buying life insurance when you're young locks in a lower rate while providing a financial ...

Tim Maxwell profile imageBy Tim Maxwell
Aug 4, 2022

What Is Cash Surrender Value?

Cash surrender value is the net amount of money, minus any fees, you might receive if you ...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 15, 2022

9 Factors That Affect Life Insurance Costs

Not all life insurance policies are one-cost-fits-all. Take a look at these 9 factors that...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 1, 2022

How to Get Life Insurance as a Senior

It is possible for seniors to get life insurance, and it doesn't have to be prohibitively ...

Brianna McGurran profile imageBy Brianna McGurran
Jun 24, 2022

How to Qualify for Life Insurance With a Disability

You can usually get life insurance if you have a disability, but coverage may be limited. ...

Tim Maxwell profile imageBy Tim Maxwell
Jun 2, 2022

Should I Get Life Insurance if I’m Single?

Even if you're single, getting life insurance can make sense in some situations, especiall...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
May 24, 2022

Why Is Whole Life Insurance More Expensive Than Term Life?

Wondering why permanent insurance is so expensive? Permanent insurance lasts your entire l...

Tim Maxwell profile imageBy Tim Maxwell
Apr 30, 2022

Can I Buy Life Insurance With a Preexisting Medical Condition?

If you have had an illness, you may have questions about purchasing life insurance. Here's...

Kim Porter profile imageBy Kim Porter
Apr 29, 2022

Does a Disability Affect Life Insurance Costs?

You can get life insurance with a disability, but you may have fewer options to choose fro...

Allison Martin profile imageBy Allison Martin
Apr 19, 2022

What Happens if You Lie on Your Life Insurance Application?

Lying on a life insurance application may lead to denial of coverage or denial of a payout...

John Egan profile imageBy John Egan
Apr 15, 2022

Is Life Insurance a Good Investment?

Cash value life insurance offers a financial safety net for your loved ones when you die, ...

Tim Maxwell profile imageBy Tim Maxwell
Apr 15, 2022

What Is Cash Value Life Insurance?

Cash value life insurance is a type of permanent life insurance that can be used as a way ...

Emily Cahill profile imageBy Emily Cahill
Apr 3, 2022

How to Choose a Life Insurance Beneficiary

Here are tips for choosing wisely when you name beneficiaries of a life insurance policy.

Jim Akin profile imageBy Jim Akin
Mar 24, 2022

How to Choose a Life Insurance Company

The best life insurance companies offer financial stability, outstanding customer satisfa...

Tim Maxwell profile imageBy Tim Maxwell
Mar 24, 2022

How to Find a Lost Life Insurance Policy

Loved ones may not tell you they have life insurance or where the policy is. When someone ...

Karen Axelton profile imageBy Karen Axelton
Mar 22, 2022

What Is Group Term Life Insurance?

Group term life insurance offered by many employers can provide low-cost or even free cove...

Karen Axelton profile imageBy Karen Axelton
Mar 19, 2022

Does Life Insurance Pay Out if You Die While Abroad?

A life insurance policy generally provides a payout to beneficiaries if the policyholder d...

John Egan profile imageBy John Egan
Mar 8, 2022

Is Life Insurance Taxable?

Life insurance payouts are generally tax-free, though there are a few tax considerations t...

Gayle Sato profile imageBy Gayle Sato
Jan 27, 2022

What Is Return of Premium Life Insurance?

A return of premium life insurance policy is a form of term coverage that offers a refund ...

Allison Martin profile imageBy Allison Martin
Jan 25, 2022

Can I Renew My Term Life Insurance Policy?

If your term life insurance policy is coming to an end you may wonder if it’s possible to ...

Emily Cahill profile imageBy Emily Cahill
Jan 22, 2022

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