Sign In

Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Editors' picks

Take action with these tools

Best personal loans

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Oct 14, 2024Auto loans

The Best Way to Finance a Car

Karen Axelton profile imageBy Karen Axelton
Dec 12, 2024Auto loans

How to Get Emergency Money

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Sep 17, 2024Personal loans

What Happens if You Don’t Pay Back a Personal Loan?

Karen Axelton profile imageBy Karen Axelton
Sep 25, 2024Personal loans

Should I Get a Personal Loan to Pay Off My Credit Card?

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Oct 25, 2024Personal loans

How to Consolidate Debt With Bad Credit

Ben Luthi profile imageBy Ben Luthi
Aug 13, 2024Loans

The latest from our experts

Do Lenders Check Income for an Auto Loan?

Lenders do consider income when evaluating auto loan applications. They also look at your ...

Brianna McGurran profile imageBy Brianna McGurran
Feb 21, 2025Auto loans

How to Calculate Auto Loan Interest

You can calculate auto loan interest by using an online calculator or doing the math on yo...

Ben Luthi profile imageBy Ben Luthi
Feb 19, 2025Auto loans

When Will Auto Loan Rates Go Down?

Auto loan interest rates have increased in recent years due to rate hikes by the Federal R...

Ben Luthi profile imageBy Ben Luthi
Feb 19, 2025Auto loans

Can You Make a Car Payment With a Credit Card?

You typically can't pay your auto loan with a credit card, but even if you can, fees from ...

Karen Axelton profile imageBy Karen Axelton
Feb 19, 2025Auto loans

Does Applying Jointly Help With Auto Loans?

A joint auto loan application might help you buy a new vehicle, but you'll both become co-...

Louis DeNicola profile imageBy Louis DeNicola
Feb 19, 2025Auto loans

How Does an Auto Loan Hardship Program Work?

Lenders' auto loan hardship programs may let you defer payments, change your due date, mak...

Karen Axelton profile imageBy Karen Axelton
Feb 19, 2025Auto loans

How to Find the Interest Rate on Your Car Loan

Not sure what interest rate you’re paying on your car loan? Learn how to find it, calculat...

Tim Maxwell profile imageBy Tim Maxwell
Feb 19, 2025Auto loans

What Is the Total Cost of Owning a Car?

If you’re planning to buy a car soon, here’s what to know about the total cost of owning a...

Ben Luthi profile imageBy Ben Luthi
Feb 19, 2025Auto loans

Auto Loan-to-Value Ratio Explained

If you’re planning to take out an auto loan, here’s what you need to know about the LTV ra...

Ben Luthi profile imageBy Ben Luthi
Feb 17, 2025Auto loans

Do You Need Good Credit to Finance a Motorcycle?

Borrowers with good credit are more likely to qualify for better rates and terms, but ther...

Jennifer Brozic profile imageBy Jennifer Brozic
Feb 14, 2025Auto loans

Can I Have Two Car Loans?

You can have two car loans. As long as a lender has approved you for them, there is no lim...

Brianna McGurran profile imageBy Brianna McGurran
Feb 8, 2025Auto loans

How Long Does a Paid Auto Loan Remain on My Credit Report?

Paid auto loans will generally stay on your credit report for up to 10 years and continue ...

Louis DeNicola profile imageBy Louis DeNicola
Feb 5, 2025Auto loans

Experian is a globally recognized financial leader committed to helping millions of people take control of their finances through expert guidance and innovative tools. A trusted platform for money management, credit education, and identity protection, our mission is to bring financial power to all.

Support

Education & advice

Credit resources

Experian's Diversity logo.
Experian’s Diversity, Equity and Inclusion
Learn more how Experian is committed
Data privacy logo.