Personal finance

Learn the fundamentals of personal finance and get advice and tips to make the most of your money.

Editors' picks

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7 Steps to Get Out of Debt in 2025

By Evelyn Waugh

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Average Savings by Age: How Americans Compare

By Gayle Sato

Nov 22, 2024Saving

Young family of three sitting on the floor in their new home

What Are Mortgage Points and Should You Buy Them?

By Louis DeNicola

Nov 18, 2024Mortgage

Take action with these tools

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Experian Boost^®

Instantly raise your credit scores for free—just by paying your bills.^ø

Experian Smart Money™

Build credit by paying your bills with your digital checking account.

Experian BillFixer™

Stop paying for unwanted subscriptions and lower your bills.**

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Best CD rates

Find the best CD rates for your money—compare top offers now.

Best money market accounts

Find the best money market accounts—compare top offers now.

Best personal loans

Fund home improvement projects, cover expenses and more.

Best rewards credit cards

Make the most of your spending with a rewards card.

Savings calculator

Estimate how much total interest you’ll earn.

APR calculator

Calculate a loan’s APR based on its interest rate, fees and terms.

^øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost^®. Learn more.

The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. Experian Boost^® results will vary. See disclosures.

^**Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings.