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An escrow refund is a payment your mortgage servicer issues when there are excess funds in...
It's possible to rent out your home and buy another. Ideally, your rental could provide en...
How much you should spend on rent depends on your monthly income, other expenses and your ...
Buying a home with cash enables you to own your home outright, but a mortgage allows you t...
You can borrow extra on your mortgage to pay for home repair, a new kitchen and other purp...
A personal loan can help or hurt your chances of getting a mortgage, depending on your sit...
Calculate home equity by subtracting the amount you owe on a home from the home's market v...
Fair market value, typically estimated by comparing prices of similar homes recently sold ...
You may have to pay for mortgage insurance to protect your lender's investment if you get ...
Paying off your mortgage ahead of schedule could bring big savings, but there are potentia...
Buying a house means carefully considering all aspects of the purchase. Here are 5 right a...
A profession-specific mortgage, also known as a professional mortgage, helps those in high...
If you’re curious about why your mortgage APR is higher than the loan’s interest rate, her...
Although some of the duties of a mortgage broker, loan officer or mortgage lender overlap,...
A fixed-rate HELOC can protect you from rising interest rates that increase your payment. ...
Paying off your mortgage early may save you a substantial amount, but is it worth it? Revi...
If you’re considering a mortgage loan with no-down-payment requirement, here’s what you ne...
When deciding whether to rent a house or an apartment, consider your budget, how much spac...
A short-term apartment lease may be a good idea if you expect to move soon, are in between...
A mortgage buydown can reduce your interest rate and monthly payment, but if you don't pla...
Mistakes can happen during the homebuying process, but being diligent and understanding th...
Co-owning a home is when two or more people purchase a property and agree to share ownersh...
If you're facing financial hardship, ask your lender about a mortgage modification that ca...
The FHFA announced that mortgage lenders will have to start using newer credit scoring mod...
If you’re considering an adjustable-rate mortgage, it’s important to understand what you’r...
An accessory dwelling unit, or ADU, can boost your home's value, generate income and house...
While rental resumes aren't required, they can help your application stand out with potent...
The cost to take out home equity as rates rise is becoming more expensive. Explore your lo...
The locked-in effect leads to homebuyers deciding not to move because their existing mortg...
A qualified mortgage loan is the standard for most homeowners. Here’s how it works and why...
Your home equity will decrease if your home's value declines and your mortgage balance sta...
There's not just one type of FHA loan; in fact, the federal government offers a variety of...
If you’re thinking about putting 20% down on a home, it’s important to consider both the b...
An intrafamily housing loan lets a borrower finance a home with funds lent by a relative a...
If you have an adjustable-rate mortgage loan, it’s important to know what its rate caps ar...
Taking out a HELOC can be a good idea under certain circumstances, but it comes with risks...
If you want to buy a house fast, no down payment loans sound like a great idea, but they h...
If rising home prices have increased your home equity and you're considering borrowing aga...
A home equity line of credit (HELOC) can be used to pay off your mortgage. But this strate...
Paying for a property appraisal is usually a prerequisite for a mortgage loan, but here ar...
Mill rate is a property tax rate that helps determine the amount of your property tax bill...
In real estate, due diligence is the time period between when an offer is accepted and clo...
If you're looking for a way to report your rent payments and improve your credit score, th...
A HELOC lets you borrow against the equity in your home over time, but it comes with fees,...
Rental application fees add up quickly if you apply for more than one apartment. Find out ...
How does repayment work on a home equity line of credit (HELOC)? You can typically pay bac...
If you’re looking to borrow money to purchase land, here’s how to obtain a land loan to ac...
What loan-to-value ratio do lenders require? It may depend on your lender and your loan ty...
Se sabe que el proceso de compra de una vivienda es estresante. De hecho, en una encuesta ...
Antes de aventurarse a comprar una vivienda, puede pensar que una hipoteca no es más que u...
Unlike fixed-rate mortgages, ARMs have interest rates that fluctuate. Understanding differ...
Paying rent online is a convenient alternative to paper checks. You can also prevent late ...
Should you rent or buy a home? Buying a home comes with many financial benefits, but renti...
U.S. mortgage lenders rarely take applications from more than four or five borrowers becau...
By Jim Akin
