Retirement

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Retirement

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Does an Employer Match Count Toward Your 401(k) Contribution Limit?

The IRS doesn't count employer matching in your $23,000 401(k) contribution limit, but doe...

By Gayle Sato

Mar 5, 2024

Retirement Checkup: 5 Simple Steps to Evaluate Your Savings

A retirement fund checkup allows you to assess your nest egg and savings strategy so you c...

By Marianne Hayes

Feb 28, 2024

What Are 401(k) Fees?

401(k) fees typically cover administrative services, but there may be additional fees for ...

By Marianne Hayes

Feb 27, 2024

How Do Social Security Credits Work?

Social Security credits are earned through work and partly determine eligibility for feder...

By Emily Starbuck Gerson

Jan 17, 2024

Can You Afford Your House in Retirement?

Continuing mortgage payments, major home repairs, aging-in-place modifications and fixed i...

By Gayle Sato

Dec 23, 2023

Are You Saving Too Much for Retirement?

As you focus on retirement savings and other important goals, here are some things to cons...

By Ben Luthi

Dec 17, 2023

Should I Take an Early Retirement Package?

Adding an early retirement package to your current retirement plans calls for a full recal...

By Gayle Sato

Dec 13, 2023

Annuity vs. IRA: Which Is Better for Retirement?

Annuities and IRAs fill different roles in retirement planning. An annuity offers guarante...

By Gayle Sato

Nov 29, 2023

What Is the 60-Day Rollover Rule for Retirement Plans?

Following the 60-day IRA rollover rule is critical to avoid taxes and penalties. The proce...

By LaToya Irby

Nov 25, 2023

What to Do if Your 401(k) Is Losing Money

If your 401(k) starts losing money, it’s important to avoid panicking. Take these steps to...

By Ben Luthi

Nov 22, 2023

What’s a Tax-Deferred Retirement Account?

Tax-deferred retirement accounts have some nice tax benefits. Contributions are tax-deduct...

By Marianne Hayes

Nov 11, 2023

Self-Directed IRA: Investments, Rules and Benefits

Compared to regular IRAs, self-directed IRAs offer an opportunity for greater gains, but i...

By LaToya Irby

Nov 10, 2023

What Is a Solo 401(k)?

A solo 401(k) can help self-employed workers maximize their retirement savings. They offer...

By Marianne Hayes

Nov 9, 2023

How to Save Money for Retirement

Using tax-advantaged retirement accounts, like 401(k)s and IRAs, can help you build a nest...

By Marianne Hayes

Nov 3, 2023

Retiring Earlier Than Expected? Here’s How to Prepare

If retirement is coming sooner than you planned, make changes to your financial plan now, ...

By Brianna McGurran

Oct 14, 2023

How to Invest Your 401(k)

There isn't one right or wrong way to invest your 401(k). Your risk tolerance, investment ...

By Marianne Hayes

Oct 13, 2023

What Is a State-Sponsored Retirement Plan and How Does It Work?

State-administered retirement plans offer an easy way to save for retirement if you don't ...

By Karen Axelton

Oct 4, 2023

What is the 70% Rule for Retirement Savings?

Curious about whether you're saving enough for retirement? The 70% rule of retirement savi...

By LaToya Irby

Oct 4, 2023

Can I Withdraw a Social Security Benefit Claim?

You may be able to withdraw your Social Security claim or pause benefits to let your month...

By Gayle Sato

Sep 27, 2023

Should You Rent in Retirement?

The key to a stress-free retirement could be the choice between renting for flexibility or...

By Mel Jones

Sep 10, 2023

How to Save for Retirement Without a 401(k)

Don't have access to a 401(k)? Maybe your employer doesn't offer one, or you're self-emplo...

By Gayle Sato

Sep 9, 2023

What Is the Rule of 55?

You may be able to use the rule of 55 to retire early, but only if you meet certain condit...

By Evelyn Waugh

Sep 8, 2023

What Is a Retirement Tax Bomb?

The retirement tax bomb drops when tax-deferred withdrawals and unexpected expenses like M...

By Gayle Sato

Aug 31, 2023

How Are 401(k)s Taxed in Retirement?

Your retirement withdrawals from a traditional 401(k) are taxable. Make a plan now to acco...

By Gayle Sato

Aug 29, 2023

7 Ways to Save More for Retirement

Starting early and making regular contributions improve your odds of reaching your retirem...

By Tim Maxwell

Aug 25, 2023

What’s the Difference Between an IRA and a 401(k)?

Both 401(k)s and IRAs offer tax advantages that help you save and grow your money for reti...

By Gayle Sato

Aug 24, 2023

SEP IRA vs. Solo 401(k): Which Is Better?

If you're self-employed, you may be eligible for some special retirement savings vehicles....

By Bev O'Shea

Aug 12, 2023

How Much to Save for Retirement by Age

The average amount of retirement savings you should have varies by your age and your incom...

By Brianna McGurran

Jul 30, 2023

4 Creative Sources of Retirement Income

These four creative sources of retirement income can help you boost your cash flow during ...

By Evelyn Waugh

Jul 23, 2023

Can I Have a 401(k) and an IRA?

If you've got extra money to put toward retirement, an IRA could be a great way to build y...

By Marianne Hayes

Jul 23, 2023

Should You Include Future Inheritances in Your Retirement Plan?

Can you count on an inheritance for retirement income? It may be best to build your own ne...

By Marianne Hayes

Jul 19, 2023

7 Alternatives if FIRE Is Too Strict for You

The FIRE movement calls for saving 50% of your paycheck to retire early. If that's too ext...

By Karen Axelton

Jun 29, 2023

How Much Will You Spend in Retirement?

The average retiree household spends $4,345 per month. You'll need significant retirement ...

By Gayle Sato

Jun 22, 2023

How Are Retirement Savings Rules Changing in 2023?

More than 50 provisions in the SECURE 2.0 Act encourage and incentivize retirement savings...

By Gayle Sato

Mar 21, 2023

What Happens to My Retirement Accounts in Bankruptcy?

Most retirement accounts are protected in bankruptcy and won't be used to repay your credi...

By Gayle Sato

Feb 15, 2023

How to Pay Off Your Mortgage Before Retirement

Paying off a mortgage early can free up money in retirement, but there's an opportunity co...

By Emily Starbuck Gerson

Feb 12, 2023

How to Use Your Home Equity for Retirement Income

If you need extra income to supplement your retirement savings, using your home equity to ...

By Marianne Hayes

Feb 5, 2023

What Is Longevity Risk for Retirees?

Longevity risk, or the possibility that you will outlive your savings when you retire, is ...

By Kathryn Pomroy

Dec 6, 2022

How to Plan for Health Care Expenses in Retirement

Whether you're decades away from retiring or getting ready to exit the workforce, there ar...

By Marianne Hayes

Nov 28, 2022

What Is Phased Retirement?

Phased retirement allows would-be retirees to work less and only partially tap their retir...

By Marianne Hayes

Nov 20, 2022

What Is a Defined Contribution Retirement Plan?

A defined contribution plan is a retirement plan where employers, employees or both make p...

By Kathryn Pomroy

Nov 19, 2022

Should You Max Out Your Retirement Accounts?

As you work toward retirement, it’s important to also consider other financial goals when...

By Ben Luthi

Oct 26, 2022

What Role Should Inheritance Play in Retirement Planning?

Even if you anticipate getting an inheritance, consider funding your own retirement plan t...

By Gayle Sato

Sep 30, 2022

What Is the Retirement Bucket Strategy?

The bucket strategy is a way to manage your income in retirement. It can provide stability...

By Marianne Hayes

Sep 25, 2022

3 Reasons Women Need More Money for Retirement

Lifelong gaps in earnings, higher rates of caregiving and other obstacles present retireme...

By Evelyn Waugh

Aug 17, 2022

How a Bear Market Affects Your Retirement Planning

Bear markets—times of sustained declines in stock prices—can be unsettling, but careful pl...

By Jim Akin

Aug 9, 2022

What Is the 4% Rule for Retirement?

The 4% rule is a decent starting point for retirement planning, but be ready to fine tune ...

By Gayle Sato

Jul 30, 2022

What Are Retirement Catch-Up Contributions?

Retirement catch-up contributions allow folks who are 50 or older to contribute beyond reg...

By Marianne Hayes

Jul 12, 2022

What Are the Consequences of Early Retirement Withdrawals?

Income taxes and a 10% penalty for early retirement withdrawals make this an expensive opt...

By Gayle Sato

Apr 27, 2022

8 Mistakes to Avoid When Using an HSA for Retirement

Health savings accounts (HSA) are a surprising alternative for retirement savers. Know the...

By Gayle Sato

Apr 23, 2022

What Is a Qualified Retirement Plan?

Retirement plans can help you save for the future. Qualified retirement plans, which follo...

By Karen Axelton

Feb 19, 2022

What Is a Nonqualified Retirement Plan?

Nonqualified retirement plans can help highly paid executives save for retirement but lack...

By Karen Axelton

Jan 28, 2022

Are Treasury Bonds a Good Investment for Retirement?

Because Treasury bonds offer stable returns, they can be a good retirement investment when...

By Evelyn Waugh

Jan 15, 2022

9 Common Retirement Mistakes to Avoid

Avoiding these 9 common retirement planning mistakes can help you to successfully reach yo...

By Gayle Sato

Jan 12, 2022

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Explore more topics

Retirement

Does an Employer Match Count Toward Your 401(k) Contribution Limit?

Retirement Checkup: 5 Simple Steps to Evaluate Your Savings

What Are 401(k) Fees?

How Do Social Security Credits Work?

Can You Afford Your House in Retirement?

Are You Saving Too Much for Retirement?

Should I Take an Early Retirement Package?

Annuity vs. IRA: Which Is Better for Retirement?

What Is the 60-Day Rollover Rule for Retirement Plans?

What to Do if Your 401(k) Is Losing Money

What’s a Tax-Deferred Retirement Account?

Self-Directed IRA: Investments, Rules and Benefits

What Is a Solo 401(k)?

How to Save Money for Retirement

Retiring Earlier Than Expected? Here’s How to Prepare

How to Invest Your 401(k)

What Is a State-Sponsored Retirement Plan and How Does It Work?

What is the 70% Rule for Retirement Savings?

Can I Withdraw a Social Security Benefit Claim?

Should You Rent in Retirement?

How to Save for Retirement Without a 401(k)

What Is the Rule of 55?

What Is a Retirement Tax Bomb?

How Are 401(k)s Taxed in Retirement?

7 Ways to Save More for Retirement

What’s the Difference Between an IRA and a 401(k)?

SEP IRA vs. Solo 401(k): Which Is Better?

How Much to Save for Retirement by Age

4 Creative Sources of Retirement Income

Can I Have a 401(k) and an IRA?

Should You Include Future Inheritances in Your Retirement Plan?

7 Alternatives if FIRE Is Too Strict for You

How Much Will You Spend in Retirement?

How Are Retirement Savings Rules Changing in 2023?

What Happens to My Retirement Accounts in Bankruptcy?

How to Pay Off Your Mortgage Before Retirement

How to Use Your Home Equity for Retirement Income

What Is Longevity Risk for Retirees?

How to Plan for Health Care Expenses in Retirement

What Is Phased Retirement?

What Is a Defined Contribution Retirement Plan?

Should You Max Out Your Retirement Accounts?

What Role Should Inheritance Play in Retirement Planning?

What Is the Retirement Bucket Strategy?

3 Reasons Women Need More Money for Retirement

How a Bear Market Affects Your Retirement Planning

What Is the 4% Rule for Retirement?

What Are Retirement Catch-Up Contributions?

What Are the Consequences of Early Retirement Withdrawals?

8 Mistakes to Avoid When Using an HSA for Retirement

What Is a Qualified Retirement Plan?

What Is a Nonqualified Retirement Plan?

Are Treasury Bonds a Good Investment for Retirement?

9 Common Retirement Mistakes to Avoid