Bank of America® Unlimited Cash Rewards credit card

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Bank of America® Unlimited Cash Rewards credit card logo.

Bank of America® Unlimited Cash Rewards credit card

Rated 4.73 out of 5 stars, 89 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

See Terms

Ongoing APR:

See Terms

Ongoing Balance Transfer APR:

See Terms

Intro bonus:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
  • Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
  • No annual fee.
  • Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • Lengthy intro APR offer on purchases and qualifying balance transfers

  • Cash back reward earnings are not capped

  • High rewards rate available with Bank of America Preferred Rewards membership

  • Lack of bonus categories

  • Other cards offer a higher base rewards rates

  • Preferred Rewards membership requires a hefty account balance

See all Bank of America offers

Review Snapshot

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