- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
- Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
- No annual fee.
- Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Bank of America® Unlimited Cash Rewards credit card
Bank of America is an Experian Partner
Bank of America® Unlimited Cash Rewards credit card
Rated 4.73 out of 5 stars, 88 reviewsRecommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 |
|---|---|
Intro APR: | 0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles |
Ongoing APR: | 17.49% - 27.49% Variable |
Ongoing Balance Transfer APR: | 17.49% - 27.49% Variable |
Intro bonus: | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
Review Snapshot
Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.
Learn more about credit cards
