Bank of America® Unlimited Cash Rewards credit card

Bank of America is an Experian Partner

Bank of America® Unlimited Cash Rewards credit card logo.

Bank of America® Unlimited Cash Rewards credit card

Rated 4.62 out of 5 stars, 42 reviews
90%
would recommend

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days

Ongoing APR:

17.49% - 27.49% Variable

Ongoing Balance Transfer APR:

17.49% - 27.49% Variable

Intro bonus:

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

  • Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
  • No annual fee.
  • Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • Lengthy intro APR offer on purchases and qualifying balance transfers

  • Cash back reward earnings are not capped

  • Lack of bonus categories

  • Other cards offer a higher base rewards rates

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Bank of America® Unlimited Cash Rewards credit card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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