Bank of America® Unlimited Cash Rewards credit card

Bank of America is an Experian Partner

Bank of America® Unlimited Cash Rewards credit card logo.

Bank of America® Unlimited Cash Rewards credit card

Rated 4.62 out of 5 stars, 42 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

Ongoing APR:

17.49% - 27.49% Variable

Ongoing Balance Transfer APR:

17.49% - 27.49% Variable

Intro bonus:

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

  • Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
  • No annual fee.
  • Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • Lengthy intro APR offer on purchases and qualifying balance transfers

  • Cash back reward earnings are not capped

  • Lack of bonus categories

  • Other cards offer a higher base rewards rates

See all Bank of America offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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