Bank of America^® Customized Cash Rewards credit card

Bank of America is an Experian Partner

86%

would recommend

Recommended FICO^® Score^Θ

Good - Exceptional

Annual Fee:	$0
Intro APR:	0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days
Ongoing APR:	17.49% - 27.49% Variable
Ongoing Balance Transfer APR:	17.49% - 27.49% Variable
Intro bonus:	$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Card details

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
No annual fee and cash rewards don’t expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros and cons

Ability to choose the spending category that earns you the highest rewards rate
Generous intro APR period on purchases and qualifying balance transfers
Intro bonus has a modest spending requirement
No annual fee

Somewhat complicated rewards structure
Charges a foreign transaction fee
Spending cap on bonus categories

See all Bank of America offers

Bank of America^® Customized Cash Rewards credit card reviews

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Bank of America^® Customized Cash Rewards credit card

Bank of America^® Customized Cash Rewards credit card reviews

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