Bank of America® Premium Rewards® credit card

Bank of America is an Experian Partner

Bank of America® Premium Rewards® credit card logo.

Bank of America® Premium Rewards® credit card

Rated 3.67 out of 5 stars, 3 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

19.49% - 27.49% Variable

Ongoing Balance Transfer APR:

19.49% - 27.49% Variable

Intro bonus:

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

  • Low $95 annual fee.
  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • Turn daily purchases into everyday wins. Simply use your Premium Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • High base rewards rate

  • Premium travel benefits

  • Annual statement credit for incidental airline fees

  • No foreign transaction fee

  • Charges an annual fee

  • Points cannot be transferred

  • Bonus category rewards rate lower than competing cards

See all Bank of America offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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