BankAmericard^® credit card

Bank of America is an Experian Partner

91%

would recommend

Recommended FICO^® Score^Θ

Good - Exceptional

Annual Fee:	$0
Intro APR:	0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days
Ongoing APR:	14.99% - 25.99% Variable
Ongoing Balance Transfer APR:	14.99% - 25.99% Variable

Card details

0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 14.99% - 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
No annual fee.
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros and cons

No annual fee
Lengthy intro APR on purchases and eligible balance transfers

Does not earn rewards
Foreign transaction fee

See all Bank of America offers

BankAmericard^® credit card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

How to find the best credit card for you

Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.^⍉

Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.

Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.^⊛

Graphic credit card submit application screen.

With Experian, you can compare personalized credit card offers matched to your credit profile from partners like Bank of America and more.

See your card matches

Checking your matched credit cards will NOT hurt your credit scores.

See why you should get your next credit card through Experian

Look for these features when comparing credit cards

Pre-approval

Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

No Ding Decline™

Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.^⊛

See your card matches

Find credit cards by category

Learn more about credit cards

Elevate Your Travel With the Marriott Bonvoy® American Express® Cards

7 min • Aug 18, 2026

Credit Cards

What Is a Balance Transfer APR?

5 min • Aug 17, 2026

Apr

How to Compare Credit Card Interest Rates

5 min • Aug 11, 2026

Credit Card Basics

How Many Numbers Are on a Credit Card?

6 min • Aug 17, 2026

Credit Card Basics

Plan Your Next Travel Adventure With Marriott Bonvoy® American Express® Cards

6 min • Aug 14, 2026

Credit Cards

^†Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

^⊛Applying for cards labeled No Ding Decline™ won’t hurt your credit scores if you aren’t initially approved. Approval of your application will result in a hard inquiry, even if you’re unable to pass final verifications, which may impact your credit scores.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

BankAmericard^® credit card

BankAmericard^® credit card reviews

How to find the best credit card for you

See why you should get your next credit card through Experian