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Late payments remain on a credit report for seven years. As time passes, they will have le...
You can update your account by contacting Experian or asking your lender to update your re...
Accounts usually need to have a minimum of three to six months of activity before they can...
Establishing credit and learning to use it wisely when you are young can make your transit...
Members of the armed forces on active duty can add an active-duty alert to their credit re...
Experian no longer shows judgments or tax lien information as part of a consumer’s credit ...
Mortgage lenders use rapid rescoring to have new payment information added to your credit ...
Freezing your credit file will not have an effect on your existing credit accounts. Find o...
Paying your balance in full every month doesn't necessarily impact your credit score. Stil...
Your credit report only includes information about your debts, and is not impacted by havi...
The original delinquency date is the date an account first became late and was not brought...
As long as you have open credit accounts, you don’t need to notify Experian that your addr...
Your credit score is based on a calculation made at the moment a score is requested. There...
While credit reporting companies have operations in multiple countries, the information th...
Building a solid credit history while still in college can be challenging, but will be a g...
In some states, collection agencies may have no limit to how long they can pursue a debt. ...
Here are some steps you can take to begin repairing your credit and minimize the damage do...
Delinquencies remain on your credit history for seven years, even after a loan has been se...
You can't self-report payments you make to a family member, but your family may be able to...
When you do business with a company, such as a mortgage lender, the organization may check...
Closed accounts, whether they were closed by you or due to payoff or transfer to another l...
When you pay off a debt, the lender will provide an update to Experian and the other credi...
In some cases where there has been a mix-up, your lender may be willing to remove the deli...
A good rule of thumb is to allow 30 to 60 days for updates to happen. If time is of the es...
When your personal information is stolen, there are important steps you can take to minimi...
Dear Experian, About a month or more ago I paid a back child support account I owed. I am ...
If you've cosigned an account, having yourself removed isn't as simple as calling the cred...
Using all your available credit, on even one account, is an indicator of high credit risk—...
Most credit scoring systems require at least three months of history in order to calculate...
Financial literacy is essential to making good financial decisions, and credit education i...
You're free to use the checks your credit card issuer sends to you. They may come with fee...
If you and your ex-spouse still hold credit accounts together, their address could show up...
A bankruptcy public record will have an impact on your credit scores as long as it appears...
You can check your Experian credit score and credit report without a Social Security numbe...
The length of time it takes to rebuild your credit history depends on how serious your cre...
Making payments while your student loan is in forbearance can reduce the total you'll owe ...
With student loans, you receive a separate loan for each enrollment period. You may only m...
“You don’t have a credit score” is a common misperception. You first need to establish a c...
You can't remove a closed account from your credit report, and you may not want to: Closed...
You can fix your credit report yourself, and for free. It will just take willpower and tim...
Your credit card balances play a big role in your credit scores. It's important to pay att...
A settled account on your credit report will have a negative impact on your credit scores—...
For your protection, you will have to answer security questions to access your credit repo...
In order for your mortgage account to appear on your credit report, the lender must report...
When you dispute an account online through Experian, your dispute will be sent directly to...
You may be able to get out of your car loan without hurting your credit, but only if the d...
Children who are authorized users on their parent's credit card or the victim of identity ...
If your parents plan to apply for a mortgage or another large loan soon, cosigning on your...
You can contact your credit card company or dispute your report with Experian if your cred...
If you're thinking of closing one of your credit cards because you don't use it anymore, t...
Having your student loans in forbearance is not considered negative, but your mortgage len...
When you default, it will remain on your credit report for seven years from the date of th...
When you settle an account, the creditor will update the account on your credit report to ...
Credit freezes can help limit fraudsters from applying for credit in your name, but it's n...
