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Paying to settle a delinquency won't remove the account from your credit report, but it wi...
A paid mortgage can remain on credit reports for 10 years from the final payment date, and...
Mortgage preapproval can help seal the deal on a home purchase but seeking it before you'r...
A Fannie Mae 97 LTV loan can allow borrowers with credit scores of 620 or better to get ho...
Insurers don't report information to credit bureaus, but unpaid insurance bills still coul...
Bank-account information does not generally appear on credit reports or influence credit s...
Credit freezes can stop thieves from taking out debt in your name, but they also block leg...
It may be impossible to cancel an “instant-approval” credit card application, but you may ...
Credit invisibility—lack of credit reports at the national credit bureaus—has practical di...
The national credit bureaus never charge for credit report disputes, and for-profit credit...
Here's what you can (and cannot) do if "Short account history" is listed as a top factor t...
Credit scores can change frequently, reflecting continual updates to your credit reports, ...
As home prices surge nationwide, so are property taxes in many locales. Here's what to do ...
If you have great credit but lack a large down payment for a mortgage, an FHA loan could b...
You may be able to extend mortgage forbearance offered under federal COVID-19 relief laws,...
Inflation (prices rising over time) does not influence personal credit directly, but it ca...
During its draw period, a line of credit lets you borrow against a set credit limit. In th...
The FICO® Score has seen many updates, and lenders use multiple versions of the software—b...
USDA loans are designed to help low-income borrowers buy or renovate homes in designated r...
After verifying your credit reports from all three national bureaus, you can focus in the ...
Here's an overview of pros and cons of paying cash and using a credit card, with tips on w...
Even if your state doesn’t require it, hiring a real estate attorney when you buy a home c...
Large drops in credit score can indicate unauthorized credit activity, but score drops you...
Identity thieves strike children as well as adults. These steps can help prevent your kids...
The time required to complete foreclosure can range from a few months to five years or mor...
Bankruptcy is a complex, emotionally difficult process and in most cases it’s helpful to e...
In today's hot real estate climate, competing with investors who buy homes for cash requir...
Carrying credit card balances will not increase your credit scores, but it will probably c...
A standardized loan estimate form has replaced the good faith estimate that spelled out lo...
The expired HARP program helped millions of Americans refinance “underwater” mortgages, an...
Receiving an unexpected sum of cash can be surprisingly stressful, but these tips can help...
Credit bureaus are legally required to finalize credit-report disputes within 30 days, but...
Foreclosure generally follows the same steps in every state, and understanding the process...
With a credit score of 650, you won't qualify for the most affordable mortgage-interest ra...
Pre-foreclosure, the time between defaulting on a mortgage and the lender's seizure of the...
These resources can help minimize the damage of credit fraud by detecting it early and hel...
You don't have to submit a mortgage preapproval letter with your home-purchase offer, but ...
Qualifying for a low-cost VA home loan can be one of the best ways to get into a new home....
Credit reports document your history of borrowing and repaying loans and lenders and other...
Paying finance charges for the privilege of using a credit card is only fair, but so is do...
Settling an account can be harmful for your credit scores, but it might still be a better ...
A credit score predicts how likely you are to fail to repay a loan, based on the credit hi...
Careful planning today can protect your assets from heavy taxation and prevent problems fo...
With a piggyback mortgage, you use two separate loans to buy a house—a good strategy for a...
The income needed to qualify for a $200,000 mortgage depends on the mortgage payment amou...
Judgments—court orders to pay unpaid debt issued in response to creditor litigation—can of...
If you're considering filing for bankruptcy, you should know that the process cannot elimi...
Designed for fraud victims, extended fraud alerts last seven years and tell creditors to c...
Foreclosure does major damage to your credit, but these suggestions can help you restore y...
Disputing inaccurate credit report data has no direct effect on credit scores, but if a di...
Free credit monitoring from Experian is great for tracking your credit activity and it can...
Refinancing a car loan can be an effective way to save money or reduce monthly payments bu...
Online loan providers make it extremely convenient to shop around for loan offers and, if ...
Income is not part of your credit report, but lenders may ask about it in credit applicati...
