See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 3
If you’ve been denied a mortgage refinance, here are some steps you can take to get on the...
If you file a dispute to address a credit report inaccuracy, federal law requires the cred...
Here's an overview of debts that cannot be canceled through bankruptcy and must be repaid,...
You may not qualify for a conventional credit card soon after bankruptcy, but cards design...
A deed in lieu of foreclosure lets a borrower who cannot pay their mortgage forfeit their ...
If you're way behind on debt, taxes or child and spousal support, you may face wage garnis...
If you’ve fallen behind on your car loan, you may be facing repossession if you don’t get ...
A late or missed payment is never ideal, and a severely past-due account can significantly...
A lien is a legal tool that helps creditors publicly stake a claim in one of your assets w...
Foreclosure is a tough ordeal with major negative consequences for your credit, but follow...
Having more available credit can improve your creditworthiness and give you more spending ...
Bankruptcy doesn’t affect Social Security eligibility or benefit amount, but Social Securi...
When an applicant’s credit doesn’t qualify them for a loan, finding a cosigner with good c...
If you’re thinking about buying a tradeline to improve your credit, here are some reasons ...
In general, collection accounts stay on your credit reports for seven years. Your credit r...
If you're overwhelmed by debt, bankruptcy may be your only option, but its consequences me...
Cosigning for someone you know is risky, and if you don't want to do it, showing them how ...
A Chapter 7 bankruptcy can help you reset your debt. Here's how it works, who qualifies an...
You may be able to keep your car during bankruptcy and continue your lease or surrender th...
Lenders and other data reporters typically update credit information at the national credi...
Closed loan and credit card accounts can stay on credit reports for as long as 10 years a...
A soft inquiry, or soft credit check, happens when you or someone you authorize checks you...
Chapter 13 bankruptcy is legal debt relief that requires monthly payments over a three- or...
To clean up your credit, the most important step is to scour your credit report and to dis...
If you file bankruptcy and earn more than your local median income, means testing may dete...
If you are unable or unwilling to make your mortgage payments, you may enter into a volunt...
When a medical debt goes to collections, the new account can appear on your credit report ...
Dear Experian, What should I do if a collection company won’t remove a collection that is ...
Do you have medical collections on your credit report? Find out how to dispute inaccurate ...
Debt collection happens when a collection agency or company tries to collect past-due debt...
Filing a dispute to fix a credit report inaccuracy has no direct impact on credit, but som...
If you’re thinking about filing bankruptcy, here’s how your student loans may be impacted ...
If you're thinking of filing for bankruptcy, know that you have options. To avoid the last...
Be careful when you pay for credit repair—it might not work out like you planned. They may...
Your card issuer considers various factors, such as your credit report and history with th...
You can dispute an error on your credit card bill using the issuer's app, online, by phone...
Revolving credit lets you borrow money up to your credit limit, pay it back and then borro...
If you need more available credit, applying for a new credit card is one way to accomplish...
Bankruptcy can provide a fresh start if you're drowning in debt, but the damage it does to...
You may have up to 60 days to dispute credit card errors or fraud, and 120 days when there...
Un informe de crédito proporciona información detallada sobre cómo ha utilizado el crédito...
In some cases, bankruptcy can save your home, reduce or eliminate your debts and keep bill...
If you've fallen behind on one or more payments, there are several ways to pay off past-du...
Asking for a decrease in your credit limit can hurt your credit score. Instead, focus on u...
Is your credit report showing inaccurate balance information? You can check with your cred...
Individuals with similar names can have their credit files linked accidentally. By providi...
Your U.S. credit history does not go with you when you move to a new country. However, you...
Repossessions and voluntary surrenders show up on your credit report for seven years. But ...
Late payments are best avoided since they hurt your credit and cost you fees, but these st...
"Derogatory" is seen as negative and may impact your ability to obtain new credit. This ma...
A foreclosure remains on your credit report for seven years from the date of the first mis...
Your collection account may take a couple months to update. In the meantime, you can work ...
Late payments remain on a credit report for seven years. As time passes, they will have le...
You can update your account by contacting Experian or asking your lender to update your re...
By Ben Luthi
