See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 2
Checking your own credit reports, or credit scores based on them, won't have any impact on...
If your bank or credit union provides you a credit score, here's how you can use it to und...
A small drop in credit score is a normal result of taking on new debt, and some basic cred...
It’s wise to work toward higher credit scores, but if your score gets you the credit you n...
Credit score simulators are interactive tools that predict how credit decisions will affec...
If you move abroad, it's important to keep your U.S. financial accounts active and maintai...
Credit mistakes can cost you big time, but it can be tough to know what’s a mistake and wh...
Here are seven ways you can protect your credit score during an economic recession, includ...
For new credit users, building a good credit score can take months if not years of followi...
Your credit score may drop if you pay bills late, use too much credit, close a credit card...
A low credit utilization ratio is best for your credit scores, but some utilization is bet...
A fair FICO Score is a credit score of 580 to 669 or a VantageScore credit score of 601 to...
A preapproval can help you gauge your odds of approval for a loan or credit card. However,...
Signing up for a credit monitoring service is one of the most straightforward steps you ca...
A lack of credit score affects your ability to borrow money, but also can complicate your ...
Accounts usually need to have a minimum of three to six months of activity before they can...
Your address appears on your credit report as a piece of identifying information, but can ...
Does your credit score matter when adopting a child? Adoption agencies may not check your ...
Your credit utilization ratio is one of the most important factors of your credit score—an...
Credit scores can change frequently, reflecting continual updates to your credit reports, ...
The FICO® Score has seen many updates, and lenders use multiple versions of the software—b...
The most important factor of your FICO Score is your payment history, which makes up 35% o...
Large drops in credit score can indicate unauthorized credit activity, but score drops you...
Libraries no longer report to credit bureaus, so it's unlikely, though not impossible, for...
Most credit scoring systems require at least three months of history in order to calculate...
Will getting a parking ticket hurt your credit score? Usually parking tickets don't affect...
You can check your Experian credit score and credit report without a Social Security numbe...
If your score went down, you may have canceled a credit card after you paid it off—or othe...
Prepaid credit cards may look like regular credit cards, but won't help build a credit his...
Your credit score may go up for many reasons, including when you pay off credit cards or n...
An old address doesn't affect your credit, but an inaccurate address can cause confusion a...
Your credit score is crucial to your financial well-being, so it's important to know what ...
Su puntaje de crédito se determina mediante un modelo informático que analiza uno de sus i...
Your credit score is determined by a computer model that analyzes one of your credit repor...
Maintain a good credit score by understanding the scoring factors, automating your bills, ...
There's more than one credit scoring model, and several versions of each scoring model. Th...
No matter where life takes you, your credit report and score will continue to have a big i...
Having good credit can help you qualify for a multi-unit property loan, but you might stil...
FICO creates some of the most popular credit scores, but credit scores aren't its only pro...
Not only are there three credit bureaus that maintain credit reports, but there are many c...
Creating and maintaining good credit starts with four simple habits: paying on time, using...
It may be hard to qualify for an unsecured credit card with a 500 credit score, but there ...
You can get your FICO Score through banks, credit card issuers, online platforms and credi...
A 700 credit score puts you in the good credit range. However, creditors look at more than...
These common credit questions can confuse financial novices and pros alike. Get answers to...
A 660 credit score falls below the national average, but that doesn't mean you're stuck th...
You can have a credit score with one of the credit bureaus and not with the other two for ...
It's possible to purchase a home with a 700 credit score, but lenders will review several ...
A credit score is calculated when a lender requests it. Scores are based on credit reports...
Paying off a credit usually helps your credit scores, but there are exceptions. Here's wha...
A natural or declared disaster can affect your credit by making it harder for you to pay y...
The credit score risk factors shown on your credit report are important clues in terms of ...
"Too few accounts paid as agreed" may show as a risk factor, but it doesn't necessarily me...
Credit scores are calculated using information found in your credit reports, but credit re...
By Jim Akin
