Personal loans

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Personal loans

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8 Signs of a Personal Loan Scam

Learn about eight warning signs that a personal loan offer is actually a scam.

By Louis DeNicola

Mar 29, 2024

Can You Refinance a Personal Loan?

To refinance a personal loan, you must pay off your existing loan with a new personal loan...

By Tim Maxwell

Mar 11, 2024

What’s a Good Interest Rate on a Personal Loan?

Personal loan interest rates can vary by lender and based on your creditworthiness. Here’s...

By Ben Luthi

Dec 19, 2023

How to Get a Small Loan

Sometimes a small loan is all you need to cover an expense. Here are eight places where yo...

By Louis DeNicola

Dec 8, 2023

Can You Use a Personal Loan to Buy a Car?

You can use a personal loan to buy a car, but should you? Auto loans typically offer lower...

By Tim Maxwell

Nov 8, 2023

What Is a CD Loan?

If you have a CD, you may be able to use it as collateral for a secured personal loan. But...

By Louis DeNicola

Aug 7, 2023

Can You Get a Personal Loan With Fair Credit?

There are personal loans for people with fair credit, but be prepared to shop for a lender...

By Gayle Sato

Jul 22, 2023

What Is a VA Loan?

VA loans are government-backed mortgages offered by private lenders for the military commu...

By Emily Starbuck Gerson

Jun 29, 2023

If I Get Approved for a Personal Loan, Do I Need to Accept It?

Applying for a personal loan may be required to find out what terms are available. Fortuna...

By Ben Luthi

Mar 14, 2023

7 Alternatives if You Can’t Qualify for a Personal Loan

If you don't qualify for a personal loan, you still have options from credit cards to reti...

By Tim Maxwell

Feb 13, 2023

Is it Easy to Get a Personal Loan?

With the right preparation, getting a personal loan might be easier than you think. Read o...

By Mel Jones

Feb 8, 2023

Avoid These 6 Common Personal Loan Mistakes

Personal loans can be used for a variety of reasons, but there are several common mistakes...

By Kathryn Pomroy

Jan 11, 2023

Pros and Cons of Personal Loans

Personal loans have many key benefits, like paying for a large purchase or an emergency ex...

By Kathryn Pomroy

Dec 14, 2022

How to Get the Best Rate on a Personal Loan

You need good credit and a low debt-to-income ratio to qualify for the best personal loan ...

By Louis DeNicola

Dec 13, 2022

How to Prequalify for a Personal Loan

Prequalification for a loan lets lenders preview your eligibility, and gives you a chance ...

By Jennifer Brozic

Dec 7, 2022

5 Risks of Taking Out a Personal Loan

A personal loan can help you manage your overall finances and your credit score, but some ...

By Bev O'Shea

Oct 4, 2022

Can I Get a Debt Consolidation Loan With a 600 Credit Score?

If you have a 600 credit score, it’s still possible to get a debt consolidation loan, but ...

By Ben Luthi

Sep 17, 2022

Do Personal Loans Have Penalty APRs?

Making late payments on your personal loan can lead to late fees, but probably not a penal...

By Kathryn Pomroy

Sep 5, 2022

Should I Use a Personal Loan for a Vacation?

You can use a personal loan to pay for a vacation, but it's not always the best option bec...

By Kathryn Pomroy

Aug 31, 2022

What Can a Personal Loan Be Used For?

A personal loan can be used to consolidate debt, pay for unexpected expenses or for almost...

By Tim Maxwell

Aug 29, 2022

Personal Loans Growing in 2022 Amid Rising Interest Rates

Personal loan activity increases when the Fed begins to raise rates, and 2022 is no except...

By Chris Horymski

Aug 27, 2022

How Are Debt Consolidation Loans and Personal Loans Different?

Debt consolidation loans are personal loans that people use to pay down and consolidate ot...

By Louis DeNicola

Aug 24, 2022

How to Avoid Defaulting on a Personal Loan

Defaulting on a personal loan can lead to extra fees and hurt your credit. Here's what you...

By Louis DeNicola

Aug 16, 2022

Personal Loan Do’s and Don’ts

If you’re taking out a personal loan, it’s important to use it wisely and to avoid some of...

By Ben Luthi

Jul 31, 2022

What’s the Largest Personal Loan I Can Get?

Using a personal loan to pay off credit card debt may be a good idea depending on what rat...

By Brianna McGurran

Jul 30, 2022

How Many Personal Loans Can I Have at Once?

If you get approved for more than one personal loan, you can have more than one. You may n...

By Bev O'Shea

Jul 29, 2022

6 Personal Loan Requirements to Know Before You Apply

Personal loans typically require a minimum credit score and annual income, collateral if y...

By Brianna McGurran

Jul 28, 2022

How Do I Get a Subprime Loan?

Subprime loans provide borrowers with bad credit access to the financing they need. Learn ...

By Tim Maxwell

Jun 30, 2022

Can I Get a Personal Loan From a Credit Union?

Shopping around for a loan and considering applying for one with a credit union? Here's wh...

By Emily Cahill

Jun 30, 2022

5 Hidden Costs of Personal Loans

Fees and penalties can make a personal loan more expensive than you bargained for—but not ...

By Bev O'Shea

Jun 18, 2022

How to Get a Personal Loan With No Origination Fee

Qualifying for a personal loan with no origination fee involves shopping around for lender...

By John Egan

Jun 16, 2022

Do Personal Loans Have Prepayment Penalties?

Personal loans with prepayment fees charge a penalty for paying the loan off early. Here's...

By Karen Axelton

Jun 13, 2022

How to Get a Personal Loan With Low Income

Some lenders don't have a high income requirement, which means you might qualify for a per...

By Louis DeNicola

May 22, 2022

How to Pay Off a Personal Loan Faster

Would you like to pay off a personal loan early? Follow these simple steps to develop a re...

By Karen Axelton

May 21, 2022

How Will Rising Interest Rates Impact Personal Loans?

Rising interest rates won't impact your fixed-rate personal loans, but they could affect v...

By Tim Maxwell

May 6, 2022

Should You Get a Personal Loan With a Bank or Online Lender?

Learn the differences between applying for a personal loan with an online lender or bank s...

By Louis DeNicola

Feb 12, 2022

What’s the Smallest Personal Loan I Can Get?

If you're in a pinch, there are some lenders who offer small personal loans. But these are...

By Emily Starbuck Gerson

Dec 15, 2021

Where Can I Get a Personal Loan?

You can get a personal loan from different types of lenders, including online FinTechs, ba...

By Louis DeNicola

Nov 3, 2021

What Is Credit Insurance on a Personal Loan?

Credit insurance can help cover your personal loan payments if you're injured or lose your...

By Louis DeNicola

Oct 9, 2021

How Do Personal Loan Interest Rates Work?

Personal loans offer a great deal of flexibility and a range of interest rates for various...

By Marianne Hayes

Sep 29, 2021

What Is a Line of Credit?

During its draw period, a line of credit lets you borrow against a set credit limit. In th...

By Jim Akin

Sep 9, 2021

What Are the Different Types of Personal Loans?

Personal loans describe a broad range of installment loans. Here are some common types and...

By Louis DeNicola

Aug 8, 2021

HELOC vs. Personal Loan: What’s the Difference?

Personal loans and HELOCs can give you access to a loan that you can use for almost anythi...

By Karen Axelton

May 10, 2021

Can You Use a Personal Loan as a Down Payment?

While personal loans can be great for consolidating debt or covering a financial emergency...

By Marianne Hayes

Apr 5, 2021

Emergency Loans: Where to Get the Best Ones

If you’re worried about making upcoming payments, there are several options that can help....

By Louis DeNicola

Mar 16, 2021

What Can Be Used as Collateral for a Personal Loan?

Among the items you may be able to use as collateral for a secured personal loan are a sav...

By John Egan

Mar 7, 2021

How Long Does It Take to Get a Personal Loan?

A personal loan can provide relatively quick funding within one to five business days. Hav...

By Marianne Hayes

Mar 6, 2021

Can You Get a Personal Loan With a Credit Score of 550?

You may be able to qualify for some personal loans with a 550 credit score, but you likely...

By Louis DeNicola

Dec 13, 2020

Secured vs. Unsecured Personal Loans: What’s the Difference?

Secured and unsecured loans are both valuable financial tools. Choosing between them often...

By Gayle Sato

Oct 15, 2020

How Much Can I Borrow With a Personal Loan?

Personal loans come in all sizes. How much you can borrow depends on a few factors, includ...

By Ben Luthi

Aug 19, 2020

Will Paying Off a Personal Loan Early Help My Credit?

Paying a personal loan off ahead of schedule won't give your credit score a quick boost—an...

By Gayle Sato

Aug 18, 2020

Can You Get an Emergency Loan While on Unemployment?

Many lenders require you to have some form of income to get a loan, which may include unem...

By Louis DeNicola

Aug 15, 2020

Where Can I Get a Small Loan With Bad Credit?

Bad credit can make getting a loan more difficult, but there are options. Find out how to ...

By Louis DeNicola

Jul 23, 2020

What Is the Best Term Length for a Personal Loan?

How long should repaying a personal loan take? The length of the loan term will affect loa...

By Karen Axelton

Jul 21, 2020

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Explore more topics

Personal loans

8 Signs of a Personal Loan Scam

Can You Refinance a Personal Loan?

What’s a Good Interest Rate on a Personal Loan?

How to Get a Small Loan

Can You Use a Personal Loan to Buy a Car?

What Is a CD Loan?

Can You Get a Personal Loan With Fair Credit?

What Is a VA Loan?

If I Get Approved for a Personal Loan, Do I Need to Accept It?

7 Alternatives if You Can’t Qualify for a Personal Loan

Is it Easy to Get a Personal Loan?

Avoid These 6 Common Personal Loan Mistakes

Pros and Cons of Personal Loans

How to Get the Best Rate on a Personal Loan

How to Prequalify for a Personal Loan

5 Risks of Taking Out a Personal Loan

Can I Get a Debt Consolidation Loan With a 600 Credit Score?

Do Personal Loans Have Penalty APRs?

Should I Use a Personal Loan for a Vacation?

What Can a Personal Loan Be Used For?

Personal Loans Growing in 2022 Amid Rising Interest Rates

How Are Debt Consolidation Loans and Personal Loans Different?

How to Avoid Defaulting on a Personal Loan

Personal Loan Do’s and Don’ts

What’s the Largest Personal Loan I Can Get?

How Many Personal Loans Can I Have at Once?

6 Personal Loan Requirements to Know Before You Apply

How Do I Get a Subprime Loan?

Can I Get a Personal Loan From a Credit Union?

5 Hidden Costs of Personal Loans

How to Get a Personal Loan With No Origination Fee

Do Personal Loans Have Prepayment Penalties?

How to Get a Personal Loan With Low Income

How to Pay Off a Personal Loan Faster

How Will Rising Interest Rates Impact Personal Loans?

Should You Get a Personal Loan With a Bank or Online Lender?

What’s the Smallest Personal Loan I Can Get?

Where Can I Get a Personal Loan?

What Is Credit Insurance on a Personal Loan?

How Do Personal Loan Interest Rates Work?

What Is a Line of Credit?

What Are the Different Types of Personal Loans?

HELOC vs. Personal Loan: What’s the Difference?

Can You Use a Personal Loan as a Down Payment?

Emergency Loans: Where to Get the Best Ones

What Can Be Used as Collateral for a Personal Loan?

How Long Does It Take to Get a Personal Loan?

Can You Get a Personal Loan With a Credit Score of 550?

Secured vs. Unsecured Personal Loans: What’s the Difference?

How Much Can I Borrow With a Personal Loan?

Will Paying Off a Personal Loan Early Help My Credit?

Can You Get an Emergency Loan While on Unemployment?

Where Can I Get a Small Loan With Bad Credit?

What Is the Best Term Length for a Personal Loan?