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It takes more than a divorce decree to remove a person's responsibility to repay a joint a...
If your credit file is frozen, a lender will be alerted to that when trying to access your...
It can be hard to attain credit without first building your credit file. There are a few t...
Establishing your credit at an early age can set you up nicely for the future. Your credit...
A car repossession is removed from your credit report seven years from the date of the fir...
Missing payments on a car loan can cause a lender to repossess your vehicle. An alternativ...
A 660 credit score falls below the national average, but that doesn't mean you're stuck th...
Deferred payments do not negatively affect your credit history. But before you agree to de...
If you've never had credit, such as a loan or credit card, you won't have a credit report....
Collection accounts reported to the consumer credit bureaus will show up on your credit re...
Evictions don't appear on your credit report. They can, however, appear on tenant screenin...
It may take a month or longer to see a change in your credit scores once you pay off an ac...
Late payments have a negative effect on your credit scores, but it'll decrease over time. ...
A credit score is calculated when a lender requests it. Scores are based on credit reports...
Nonprofit credit counseling can help you bring your debt under control without serious dam...
As you pay off credit cards, you may think it's best to close the accounts—but keeping the...
A business viewing your credit must have a legally permissible purpose for doing so. Your ...
Paying off a credit usually helps your credit scores, but there are exceptions. Here's wha...
Paying credit card balances in full and on time every month can go a long way toward helpi...
Adding a statement to your credit file can help you, but it's a move you should take with ...
The closed accounts that appear on your credit reports will disappear after either seven o...
When you have a fraud alert on your credit report, it's important lenders have an up-to-da...
"Too few accounts paid as agreed" may show as a risk factor, but it doesn't necessarily me...
Divorce does not show up on your credit report and does not affect your scores. However, y...
If you're getting ready to make a short sale on your home, don't assume your mortgage paym...
There's no magic number that's the "right" number of credit cards. Here's how to know if y...
Dear Experian, How do I get a fraud alert removed from my credit report? – DIB
Credit cards you don't use may no longer factor into your credit reports. Use them at leas...
A reader wonders if deferred student loans show up on a credit report and, if they do, how...
A Chapter 7 bankruptcy will stay on your credit report for 10 years from the date of filin...
You don't need an outside company to help you build credit. Here's what you can do to take...
I am the personal representative for my brother’s estate. I’m trying to identify his activ...
Dear Experian, I would like to clean up my credit, but want to know if it is beneficial to...
Dear Experian, How can I find out what accounts are hurting my credit? – RBR
A reader asks if they can qualify for a mortgage loan if they have a few recent late payme...
Dear Experian, I pay everything on time, but my score is still low. Mortgage inquiries are...
Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in p...
Dear Experian, How can I get my score higher? – DDE Dear DDE, Credit scores measure the le...
Estimado Experian: ¿Cómo puedo obtener un puntaje más alto? – DDE Estimado DDE: Los puntaj...
Lenders, including credit card providers, usually update account information once a month....
Dear Experian, If I have a two year contract with a cell phone company, and if I pay my ce...
Dear Experian, I am considering signing up with a debt settlement company. They told me th...
Dear Experian, Is it true that you should never pay a negative account because the credit ...
Dear Experian, If one credit card is affecting my credit score negatively, and if I pay it...
Dear Experian, My wife got her credit report and an address that is not ours showed up. We...
Dear Experian, If Experian deletes an account that was disputed as inaccurate and a credit...
Dear Experian, I had a 30-day late payment in April 2013 and one 90 days late in September...
Dear Experian, How long does a new mortgage normally affect your score? – WYN Dear WYN, A ...
Dear Experian, Why is my daughter’s credit card affecting me when she doesn’t make payment...
Dear Experian, I have two cards that have zero balance that I keep open for emergencies. I...
Dear Experian, What is the statute of limitations on debt? I have an account on my report ...
Dear Experian, What can I do if my credit line is reduced because of late payment on a car...
Dear Experian, I am thinking about cancelling a few credit cards that have a zero balance ...
Dear Experian, On one of my student loan accounts this was posted: "Government Claim/Insur...
