Best rewards credit cards of 2024

N/A

1.5%-5% (cash back)

29.99% (Variable)

$0

Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

1x-2x (Miles per dollar)

20.24%-29.24% Variable

$0 introductory annual fee for the first year, then $150.

Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

1.5x-3x (Points per dollar)

19.49%, 24.49%, or 29.49% Variable APR

$0

0% on Purchases and Balance Transfers for 15 months

19.74% - 29.74% (Variable)

1.5%-5% (cash back)

$0

Earn 50,000 American Airlines AAdvantage^® bonus miles after spending $2,500 in purchases within the first 3 months of account opening.

2x (Miles per dollar)

20.49% - 29.49% (Variable)

$99, waived for first 12 months

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.

3x-7x (Points per dollar)

20.24%-29.24% Variable

$0

0% on Purchases and Balance Transfers for 15 months

19.74% - 29.74% (Variable)

1.25x-5x (Miles per dollar)

$0

Find out your exact welcome offer, as high as 60,000 Membership Rewards^® Points after you spend $6,000 on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer.

1x-4x (Points per dollar)

See Pay Over Time APR

$325

0% on Purchases and Balance Transfers for 15 months

15.49% - 25.49% (Variable)

1% (cash back)

$0

N/A*

1% (cash back)

29.49% Variable

$75 First year. $99 thereafter, billed monthly at $8.25

N/A

1x-10x (Points per dollar)

29.49% Variable

$95

N/A*

1% (cash back)

29.24% Variable

$75 First year. $99 thereafter, billed monthly at $8.25

N/A*

1.5%-5% (cash back)

29.99% (Variable)

$39

N/A*

1.5%-5% (cash back)

29.99% (Variable)

$0

Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.

2x-6x (Points per dollar)

20.24%-29.24% Variable

$250

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards^®.

1x-5x (Points per dollar)

21.49% - 28.49% Variable

$95

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

1x-3x (Miles per dollar)

20.24%-29.24% Variable

$650

0% for 18 months on Balance Transfers

18.49% - 28.49% (Variable)

2% (cash back)

$0

Earn 60,000 Membership Rewards^® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

1x-4x (Points per dollar)

See Pay Over Time APR

$325

0% for 15 months on Purchases and Balance Transfers

17.99% - 27.99% (Variable)

1x-2x (Points per dollar)

$0

As High As 60,000 Membership Rewards^® Points: You may be eligible for as high as 60,000 Membership Rewards^® Points after you spend $6,000 on your new Card within the first 6 months. Apply With Confidence and, if approved, find out your welcome offer before deciding to accept the Card.  You may not be eligible for the maximum welcome offer amount.

1x-4x (Points per dollar)

See Pay Over Time APR

$325

0% on Purchases and Balance Transfers for 12 months

18.74%-29.74% Variable

1%-6% (cash back)

$0 intro annual fee for the first year, then $95.

N/A*

1x-3x (Points per dollar)

9.99% - 18% Variable

$0

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening

1x-3x (Points per dollar)

20.49% - 28.49% (Variable)

N/A

Earn 15,000 American Airlines AAdvantage^® bonus miles after making $1,000 in purchases within the first 3 months of account opening.

2x (Miles per dollar)

20.49% - 29.49% (Variable)

$0

Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

2x-3x (Points per dollar)

19.49%, 24.49%, or 29.49% Variable APR

$99

Earn 95,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

2x-6x (Points per dollar)

20.24%-29.24% Variable

$650

75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening

40x-50x (Miles per dollar)

19.99% - 29.99% (Variable)

$395

75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

2x-5x (Miles per dollar)

19.99% - 29.74% (Variable)

$95

0% on Purchases and Balance Transfers for 12 months

18.49%-29.49% Variable

1%-6% (cash back)

$0 intro annual fee for the first year, then $95.

Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

1x-3x (Miles per dollar)

20.24%-29.24% Variable

$350

0% Intro APR on Purchases and Balance Transfers for 15 months

18.49% - 27.49% Variable APR

1.5x (Miles per dollar)

$0

0% Intro APR on Purchases and Balance Transfers for 15 months

18.49% - 27.49% Variable APR

1%-5% (cash back)

$0

N/A*

1%-4% (cash back)

19.74% - 27.74% (Variable)

$0

N/A

1.25x-5x (Miles per dollar)

29.99% (Variable)

$0

N/A*

1.5% (cash back)

10.65% - 18% Variable

$0

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

19.49%, 24.49%, or 29.49% Variable APR

2% (Cash Rewards)

$0

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

1x-5x (Points per dollar)

See Pay Over Time APR

$695

Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass^® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

3x-12x (Points per dollar)

20.24%-29.24% Variable

$150

0% on Purchases and Balance Transfers for 12 months

18.49%-29.49% Variable

1%-6% (cash back)

$0 intro annual fee for the first year, then $95.

N/A*

1% (cash back)

35.99%* Variable

$39*

0% on Purchases and Balance Transfers for 12 months

18.74%-29.74% Variable

1%-6% (cash back)

$0 intro annual fee for the first year, then $95.

N/A*

1% (cash back)

29.24% Variable

$0

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

1x-2x (Miles per dollar)

20.24%-29.24% Variable

$0

N/A

1%-8% (cash back)

29.99% (Variable)

$0

75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening

2x-10x (Miles per dollar)

19.99% - 29.74% (Variable)

$395

N/A*

1% (cash back)

28.74% Variable

$0

N/A*

1% (cash back)

14.74% Variable

$49

0% for 15 months on Purchases and Balance Transfers

18.49% - 28.49% (Variable)

1%-5% (cash back)

$0

N/A*

1% (cash back)

29.49% Variable

$39

0% on Purchases and Balance Transfers for 15 months

19.74% - 29.74% (Variable)

1%-8% (cash back)

$0

As High As 175,000 Membership Rewards^® Points: You may be eligible for as high as 175,000 Membership Rewards^® Points after you spend $8,000 on your new Card within the first 6 months. Apply With Confidence and, if approved, find out your welcome offer before deciding to accept the Card.  You may not be eligible for the maximum welcome offer amount.

1x-5x (Points per dollar)

See Pay Over Time APR

$695

N/A*

1% (cash back)

29.49% Variable

$0

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards^®

1x-10x (Points per dollar)

22.49% - 29.49% Variable

$550

0% on Purchases and Balance Transfers for 15 months

18.49%-29.49% Variable

1%-3% (cash back)

$0

N/A*

1% (cash back)

18.74% Variable

$39