- Unlock an exclusive $30 Welcome Bonus* — issued as a Statement Credit — with $350+ same‑day funding
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Graduate to the opensky Gold unsecured card in as little as 6 months
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
- *Welcome Bonus Award Disclosure: To qualify for the $30 statement credit, you must submit your application, be approved, and fully fund the required security deposit on the same day. Limit one statement credit per customer. Your account must remain open and in good standing at the time the statement credit is applied. This may take up to two billing cycles to appear and will be reflected as “Adjustment to your account”. Terms, conditions, and offer eligibility are subject to change without notice. Additional restrictions may apply. This offer is not transferable and may be modified or withdrawn at any time without prior notice. This offer is exclusive to customers who apply through the specific partner link and cannot be combined with any other offers.
The opensky® Secured Visa® Credit Card
Capital Bank N.A. is an Experian Partner
Recommended FICO® ScoreΘ
Poor, New to Credit, Rebuilding
Annual Fee: | $35 |
|---|---|
Intro APR: | N/A* |
Ongoing APR: | 23.89% Variable |
Ongoing Balance Transfer APR: | N/A* |
Review Snapshot
Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.
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