The opensky® Secured Visa® Credit Card

Capital Bank N.A. is an Experian Partner

The opensky® Secured Visa® Credit Card logo.

The opensky® Secured Visa® Credit Card

Rated 4.08 out of 5 stars, 90 reviews
80%
would recommend

Recommended FICO® ScoreΘ

Poor, New to Credit, Rebuilding

Annual Fee:

$35

Intro APR:

N/A*

Ongoing APR:

23.89% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Graduate to the opensky Gold unsecured card in as little as 6 months
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Join 2 million+ cardholders who have used opensky® to build better credit!
  • No credit check required

  • Refundable security deposit

  • Annual fee

See all Capital Bank N.A. offers

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The opensky® Secured Visa® Credit Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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