Sign in

Expert advice for your best financial life

Discover the knowledge and tools to help guide your journey.

Credit report & scores icon

Credit report & scores

Fraud & identity theft icon

Fraud & identity theft

Banking icon

Banking

Credit cards icon

Credit cards

Loans icon

Loans

Insurance icon

Insurance

Mortgage icon

Mortgage

Investing icon

Investing

Personal finance icon

Personal finance

News & research icon

News & research

What others are reading

Young man showing his mobile phone to his friend on stairs outdoors.

How to Freeze Your Credit at All 3 Credit Bureaus

Learn how to freeze and unfreeze your credit reports at Experian, TransUnion and Equifax f...

Louis DeNicola profile imageBy Louis DeNicola
Aug 16, 2024Security freeze

What Is a Good Credit Score?

Louis DeNicola profile imageBy Louis DeNicola
Jan 6, 2025Score advice

How to Unfreeze Your Credit Report at All 3 Credit Bureaus

Ben Luthi profile imageBy Ben Luthi
Aug 23, 2024Security freeze

How to Temporarily Lift a Security Freeze

Ben Luthi profile imageBy Ben Luthi
Mar 1, 2019Security freeze

How Many Americans Have a Perfect 850 Credit Score?

Chris Horymski profile imageBy Chris Horymski
May 20, 2024Research

How to Contact the Credit Bureaus

Jim Akin profile imageBy Jim Akin
Jan 30, 2025Credit report & scores

Editors' picks

Illustration.

What Can Identity Thieves Do With Your Personal Info and How Can You Protect Yourself?

Louis DeNicola profile imageBy Louis DeNicola
Apr 3, 2025Prevention
A young woman wearing a white sweater laughs at her phone while holding her credit card.

What Is a Good APR for a Credit Card?

Louis DeNicola profile imageBy Louis DeNicola
Feb 24, 2025APR
Mature woman sitting on a couch with her smartphone

How to Create a Strong Password

Louis DeNicola profile imageBy Louis DeNicola
Feb 12, 2025Prevention
Happy couple giving high five while sitting on a couch in a living room with a laptop on a coffee table

26 Tips to Improve Credit in 2026

Brianna McGurran profile imageBy Brianna McGurran
Dec 20, 2024Improve credit
Shot of two people using a laptop in a library.

How to Place a Fraud Alert

Evelyn Waugh profile imageBy Evelyn Waugh
Dec 19, 2024Fraud alert
A woman doing personal work on her laptop at home.

What Is a Fraud Alert?

Louis DeNicola profile imageBy Louis DeNicola
Dec 19, 2024Fraud alert
man stretching with relief at being debt free

7 Steps to Get Out of Debt in 2025

Evelyn Waugh profile imageBy Evelyn Waugh
Nov 27, 2024Debt
Young woman checking her credit score on the smartphone

Why Did My Credit Score Drop?

Brianna McGurran profile imageBy Brianna McGurran
Nov 27, 2024Score advice
Happy young couple sitting on the rug in the living room, reviewing the bills and using the laptop

What Is Loan Principal?

Louis DeNicola profile imageBy Louis DeNicola
Nov 25, 2024Loans

Take action with these tools

Free Experian app icon

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Security freeze

Limit access to your Experian credit report.

Fraud alert

Add or remove a fraud alert on your Experian credit file.

Disputes

Correct inaccuracies on your Experian credit file.

Free credit report

Get access to your free Experian credit report and FICO® ScoreΘ.

Identity theft protection

Identity theft protection and fraud detection for you and your family.

Free dark web scan

Scan for your Social Security number, email and phone number.

Experian Boost®

Instantly raise your credit scores for free—just by paying your bills.ø

Auto insurance comparison

Shop and compare quotes for you from over 40 top insurers.

Experian Go™

Build your credit for free and start reaching your financial goals.

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Best CD rates

Find the best CD rates for your money—compare top offers now.

Best personal loans

Fund home improvement projects, cover expenses and more.

Best rewards credit cards

Make the most of your spending with a rewards card.

APR calculator

Calculate a loan’s APR based on its interest rate, fees and terms.

Savings calculator

Estimate how much total interest you’ll earn.

The latest from our experts

Can You Get Evicted for Not Having Renters Insurance?

A renters insurance policy might seem like just another expense, but in some cases, it’s r...

Aly J. Yale profile imageBy Aly J. Yale
Dec 23, 2025Rentals

Should You Buy a Car in 2026?

Few purchases feel as satisfying as driving home in a new car. But timing that purchase de...

Ben Luthi profile imageBy Ben Luthi
Dec 22, 2025Auto loans

Monarch Money Budgeting App Review: Excellent for Hands-On Budgeters

Monarch Money is a subscription-based personal finance app built for people who want a cle...

Ben Luthi profile imageBy Ben Luthi
Dec 19, 2025Budgeting

What Is Regulation E and How Can It Help You?

Regulation E limits your liability and requires your bank to provide a timely resolution w...

Gayle Sato profile imageBy Gayle Sato
Dec 17, 2025Personal finance

What Is a Contactless Card?

Contactless cards use near-field communication to make a payment without swiping or insert...

Emily Batdorf profile imageBy Emily Batdorf
Dec 12, 2025Credit card basics

What Is a Joint Credit Card?

Joint credit cards are owned by two account holders who share full credit line access and ...

Sarah Archambault profile imageBy Sarah Archambault
Dec 10, 2025Credit card basics

Can I Still Use My Credit Card After Debt Consolidation?

Consolidating credit card debt can be an effective way to relieve the stress of high-inter...

LaToya Irby profile imageBy LaToya Irby
Dec 9, 2025Debt

Why Did My Mortgage Payment Go Up?

As you approach loan closing on a mortgage, you’ll receive a closing disclosure from your ...

Jennifer Brozic profile imageBy Jennifer Brozic
Dec 5, 2025Mortgage

What Is a Credit Card Minimum Payment?

The minimum payment is the smallest amount you can pay on your credit card each month. Pay...

LaToya Irby profile imageBy LaToya Irby
Dec 5, 2025Credit card basics

Ads by Money

Money.com widget embed Savings Accounts Checking Accounts

Ben Luthi profile imageBy Ben Luthi
Dec 3, 2025Banking

How to Manage Your Finances During a Government Shutdown

Government shutdowns can feel overwhelming if your pay or benefits are affected. Here are ...

Karen Axelton profile imageBy Karen Axelton
Dec 2, 2025Personal finance

Americans’ Purchasing Power Reflected in Higher-Dollar Auto Loans

The average car payment has risen by 10% over the past two years to a nationwide average m...

Chris Horymski profile imageBy Chris Horymski
Dec 1, 2025Research

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices