Jump-start your credit
Build your credit for free with Experian Go™ so you can start reaching your financial goals.
Scan to download the app and sign up for your free Experian membership.
Establish a credit profile
This is your first step to building positive credit history.
Understand how credit works
See how your financial decisions can impact your credit.
Boost your credit scores
Get credit for bills you already pay like your cell phone, utilities, streaming and rent.ø
øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.
How it works
We’ll help you find your best path to credit and your first FICO® Score*.
We'll provide insights and tools so you can create healthy credit habits.
*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.
Why your credit matters
Be financially independent
From applying for a credit card to renting an apartment, your credit history plays a big role in your life.
Get better chances of approval
Building your credit can give you a better chance of approval for your first car loan and beyond.
Create healthy credit habits
Establishing good credit habits like paying bills on time could give you more financial options, lower rates and better terms.
Find a credit card or loan
Grow your credit from the ground up with the right credit card or loan.