Rated 4.93 out of 5 stars, 15 reviews

Happy Money personal loans

With low APR and flexible terms, Happy Money can help you save money by consolidating your credit card debt into one affordable loan.

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Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.

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Alabama
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All ratings (300-800+)

4 partner offers

Lowest est. monthly payment
Happy Money logo.
Est. APR8.99 - 17.49%
Term48 mo
Monthly payment$404
  • 8.99% - 17.49% APR
  • Quickly check your rate without affecting your credit score
  • No prepayment, late, or check-processing fees
Happy Money logo.
Est. APR8.99 - 17.49%
Term60 mo
Monthly payment$343
  • 8.99% - 17.49% APR
  • Quickly check your rate without affecting your credit score
  • No prepayment, late, or check-processing fees
Happy Money logo.
Est. APR8.99 - 17.49%
Term36 mo
Monthly payment$507
  • 8.99% - 17.49% APR
  • Quickly check your rate without affecting your credit score
  • No prepayment, late, or check-processing fees
Happy Money logo.
Est. APR8.99 - 17.49%
Term24 mo
Monthly payment$715
  • 8.99% - 17.49% APR
  • Quickly check your rate without affecting your credit score
  • No prepayment, late, or check-processing fees

No offers available

We couldn’t find any loans matching those filters, but we can still match you with other savings options and offers.

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This offer does not constitute a commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to verify your identity, income, assets, or financial condition. The rate and terms you may be approved for will be shown to you during the application process. Loans subject to an origination fee, which is deducted from the loan proceeds. Refer to full borrower agreement for all terms, conditions and requirements. Only loans applied for and issued on or after January 23, 2023, are covered under the TruStageTM Payment Guard Insurance Policy. Please refer to the certificate of insurance, provided to you with your loan origination documents, for terms and conditions of the coverage. Some exclusions apply. Claims must be submitted for review and approval to CUMIS Specialty Insurance Company, Inc. TruStageTM Payment Guard Insurance is underwritten by CUMIS Specialty Insurance Company, Inc and not by Happy Money. CUMIS Specialty Insurance Company, our excess and surplus lines carrier, underwrites coverages that are not available in the admitted market. Product and features may vary and not be available in all states.  Certain eligibility requirements, conditions, and exclusions may apply.  Please refer to the Group Policy for a full explanation of the terms. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

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