Credit One Bank^® Wander^® American Express^® Card with Dining, Gas & Travel Rewards

Credit One Bank is an Experian Partner

Terms Apply

Recommended FICO^® Score^Θ

Fair - Exceptional

Annual Fee:	$95
Intro APR:	N/A*
Ongoing APR:	29.74% Variable
Ongoing Balance Transfer APR:	N/A*
Intro bonus:	N/A

Card details

5% cash back rewards on eligible dining, gas, & travel purchases. 1% cash back rewards on all other purchases^±
10% cash back rewards on eligible hotel and car rentals booked using the Credit One Bank travel partner^±
Cash back rewards will be awarded as rewards points redeemable for a statement credit, gift cards, travel, and more^±
No Foreign Transaction Fee
If you are a Covered Borrower under the Military Lending Act, you may get a different offer
^±Terms Apply

Pros and cons

Generous rewards rate on restaurants and hotel stays
Available to those with less-than-stellar credit

Low base rewards rate
Annual fee

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

Credit One Bank^® Wander^® American Express^® Card with Dining, Gas & Travel Rewards

Review Snapshot

Learn more about credit cards

Should You Use a Credit Card for Everyday Purchases?

What Is a Payment Protection Plan?

Do You Have to Be a Student to Get a Student Credit Card?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Retail Credit Cards Affect Your Credit Score?

Does Credit Utilization Include All Credit Cards?

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice

Credit One Bank® Wander® American Express® Card with Dining, Gas & Travel Rewards

Review Snapshot

Learn more about credit cards

Should You Use a Credit Card for Everyday Purchases?

What Is a Payment Protection Plan?

Do You Have to Be a Student to Get a Student Credit Card?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Retail Credit Cards Affect Your Credit Score?

Does Credit Utilization Include All Credit Cards?

Credit One Bank^® Wander^® American Express^® Card with Dining, Gas & Travel Rewards